Westpac GM Holden Credit Card
If you currently have a Westpac GM Holden Card, nothing has changed. More information on your credit card is available below:
Whereas most travel-related rewards programs allow you to take to the skies, this credit card keeps you firmly on the ground and can help put you behind the wheel of a brand new Holden, Saab or Hummer faster than you thought.
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
3.99% p.a. for 6 months |
|---|---|---|
| Interest Rate on Purchases | |
20.95% p.a. |
| Annual Fee | |
$45 |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
20.95% p.a. |
| Card Type | |
Standard |
| Credit Card Type | |
MasterCard |
| Rewards Program | |
Yes |
The Westpac GM Holden Card provides you without 10% of your credit card spending back as a rebate that can be put towards a range of vehicles in the Holden, Saab or Hummer families. Depending on the model you like, you can redeem up to $3,000 in Core Rebate towards the purchase or lease of any new eligible vehicle. This does not, of course, deny you the right to enter into a bit of friendly bartering in the showroom with the car dealer to further increase your saving.
Apart from this exceptional rewards program, the Westpac GM Holden Card is offering an introductory rate on balance transfers of 3.99% p.a. for 6 months the account is opened, when the debt is shifted from a non-Westpac credit card – another great way to save yourself some money to direct towards your new dream vehicle. And you can forget the annual fee for the first year, because the normal $45 is waived.
Specifically, these are the maximum Core Rebates you can enjoy on the various eligible models:
- $3,000 on a Saab, Berlina, Calais, Caprice, Commodore, Hummer, HSV, Statesman or Ute.
- $1,000 on a Captiva
- $750 on an Astra, Combo, Colorado, Epica, Viva or Cruze
- $500 on a Barina
Key features of the Westpac GM Holden Card
- Earn up to $3,000 in Core Rebates on the cost of a new Holden, Saab or Hummer
- 10 cents for every dollar you spend (10%) goes towards the saving
- Annual fee of $45
- Purchase interest rate of 20.95% p.a.(variable)
- Up to 45 days interest-free on purchases, provided you pay your closing balance (including any promotional amount) in full by the statement due date each month
- 3.99% p.a. for 6 months on balance transfers for following account opening
- A free additional card for a nominated person
- Free admission to selected motor shows
All in all, the Westpac GM Holden Card shapes up to be a pretty unique credit card. So, if you’re in the market for a new vehicle and would like a helping hand, then the Westpac GM Holden Card will certainly fit the bill.
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | Max Credit Limit |
| Annual Fee | $45 | Balance Transfer Fee | |
| Minimum Repayment | 2% | Interest Charged From | |
| Late Payment Fee | $9 | Over Limit Fee | $9 |
| Overseas Emergency Replacement | $0 | Overseas ATM Balance check | $0 |
| Overseas ATM Withdrawal | $2.5 | Foreign Currency Conversion Fee |
| Rewards Points per Dollar | Points needed for Syd/Mel Return Flight | 0 | |
| Points needed for $100 Voucher |
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