Westpac Gold ’55 Day’ Credit Card – Details & Application
Posted February 2nd, 2009
and last modified June 8th, 2011
Compare
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
3.99% p.a. for 6 months |
|---|---|---|
| Interest Rate on Purchases | |
19.59% p.a. |
| Annual Fee | |
$90 |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
21.49% p.a. |
| Card Type | |
Gold |
| Credit Card Type | |
Visa/MasterCard |
| Rewards Program | |
No |
You can’t get much better than the opportunity to pay no interest and no fees – with the added option of a high credit limit, free complimentary travel insurance and more. The Westpac Gold ’55 Day’ Credit Card gives you the complete package, without a reward’s program to manage.
- *No annual fee for the 1st year – $90 after (you can waiver the $30 annual fee by spending at least $15,000 on your card each year).
- 19.59% p.a. on purchases, 21.49% p.a. on cash advances.
- Up to 55 days interest free on credit purchases where your closing balance (including any balance transfer amount or other promotional amount) is paid in full by the due date each month.
- Complimentary Overseas Travel Insurance, Purchase Security & Transport Accident Insurance.
- Worldwide acceptance with the choice of either Visa or MasterCard.
Read the official terms and conditions
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | $5,000 | Max Credit Limit | $50,000 |
| Annual Fee | $90 | Balance Transfer Fee | |
| Minimum Repayment | 2% | Interest Charged From | Purchase Date |
| Late Payment Fee | $9 | Over Limit Fee | $9 |
| Overseas Emergency Replacement | $0 | Overseas ATM Balance check | $0 |
| Overseas ATM Withdrawal | $2.5 | Foreign Currency Conversion Fee |
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