What Can you Earn from Reward Programs?

Overview of the available rewards programs and what they have to offer

Flights are one of the most popular rewards to redeem from credit card programs, yet there are many more items and services to choose from.

Credit card reward programs have practically every gift imaginable in their catalogues. It’s almost more suitable to ask: ‘What Can’t you Earn from Reward Programs?’.

Rewards that are available across credit card reward programs feature:

Apply for ANZ Frequent Flyer and earn a bonus 10,000 Qantas Frequent Flyer Points

The ANZ Frequent Flyer Visa has re-launched and is now offering a great introductory offer if you are considering a frequent flyer credit card. If you apply by the 31st of May, 2010, you will be eligible to earn a bonus 10,000 Qantas Frequent Flyer Points.

• $95 annual fee
• 19.74% p.a. on purchases
• Cash Advance Rate of 20.99% p.a.
• 44 days interest free
• Minimum Income Requirement of $15,000 p.a.

Read the ANZ Frequent Flyer terms and conditions.

Gift Cards

Claim $25-$250 gift cards from retailers and businesses including, but not limited to:

• Retailers: David Jones, Myer, Harvey Norman, Target.
• Petrol: Caltex, BP.
• Music/Books: Sanity, HMV, iTunes, Borders.
• Jewelers: Michael Hill, Prouds.
• Accommodation: Crown Hotels, Hilton Hotels.
• Theme Parks: Dream World, Warner Bros. Movie World.
• Alcohol: Cellarmasters, Dan Murphies.
• Cosmetics: Napoleon Perdis, Maybelline.
• Technology: MP3 Players, Cameras, TVs.
• Entertainment: Disney on Ice, Billy Elliot the Musical.
• Cinemas: Greater Union, Hoyts.
• Restaurants: Countless restaurants, Many available plenty of programs.

This short list basically only brushes the surface of the amount of vouchers and gift cards available to you via credit card reward programs.

Subscriptions

From travel to food, claim subscriptions to magazines including, but not limited to:

• Wine: Gourmet Traveller Wine.
• Food: Australian Good Food, Delicious.
• Gardening: Gardening Australia, Burke’s Backyard, Australian House & Garden.
• Finance: Money Magazine.
• Entertainment: Women’s Day.
• Lifestyle: Modern Fishing.
• Fashion: Harper’s Bazaar.
• Auto: Wheels Magazine.
• Technology: Australian PC User.

Accommodation

Credit card providers offer a range of their own flights and hotels as rewards. Redeem a stay at some of the world’s best hotels & resorts, including:

• Radisson Hotels and Resorts: Radisson Resort Gold Coast, 1 night twin share in a Resort Room with Breakfast.
• Federal Hotels & Resorts: Wrest Point Hobart, 1 night twin share in a Mountain View Standard Room (including Full Buffet Breakfast for 2).
• St Regis Bali Resort: St Regis Bali Resort – 6 nights accommodation (incl breakfast daily), return economy airfares, Australian departure taxes, private car transfers.
• Dunk Island Voyages: 4 nights accommodation in a Garden Room, breakfast daily & all non motorised watersports.

Bank Services and Credit

Some banks allow you to use your reward points to cover annual fees, or repay some of your balance.

Car Rental

Use your reward points for auto rental. Some options offered are:

• Budget Rent A Car: Hyundai Getz Manual (or Similar), 1 day, Holden Calais (or Similar), 2 days.
• Hertz Australia: Toyota Yaris manual (or similar), 1 day, Ford Territory, 2 days.

Charity

While not an option for all reward programs, some banks such as NAB allow to convert your reward points into charity donations, such as:

• Australian Conservation Foundation: $50 Donation
• Care Australia: $50 Donation
• Ovarian Cancer Research Foundation: $50 Donation
• The Smith Family: $50 Donation

Flights

One of the most ancient forms of credit card rewards, yet still very popular and even more rewarding:

• Frequent Flyer: If you spend a substantial amount per year on your credit card ($24,000+) and repay back most of it without interest, you will rack up enough points for domestic and international flights in no time.
• Direct Earn Cards: View a list of direct earn credit cards here. View some of the top rewarding flight credit cards for the top offers.
• Velocity: The Velocity program in conjunction with NAB lets you redeem points for Virgin flights.
• Flight Points Comparison: Compare the reward point cost of a Sydney>Melbourne return flight from different programs.

As mentioned previously, the rewards listed on this page are only examples taken from a range of different reward programs.

Interested in redeeming some of these rewards with your own hard earnt reward points? Browse our selection of the best reward credit cards in Australia.

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%