What Student Visa Credit Cards are Available?
Choosing the right credit card is important as there are currently a few different student offers available. One card will work out best for you and save you more than another. For instance, if you are already with a certain bank and receive on of their cards, you may be entitled to an extra benefit such as lower annual fee.

Student Credit Card
The Commonwealth Bank Low Fee Student credit card is a great card for students. It features a low annual fee for students, 55 days interest free and a low credit limit.
- $0 p.a. annual fee
- 0% p.a. for 5 months (reverts to 19.74% p.a.) on purchases
- 5.99% p.a. for 5 months on balance transfers
- Cash Advance Rate of 21.24% p.a.
- 55 days interest free
Read the Commonwealth Bank Low Fee Student credit card terms and conditions.
However, typically student visa credit cards will feature much lower credit limits, and higher interest rates. This is generally to compensate for the lower income and less strict requirements of students.
Requirements for a Student Visa Credit Card
In order to be eligible for a student visa credit card you must be over 18, an Australian citizen and a full time student. When applying for the card you will need to have with you your personal, employment, education and bank account details handy with you. Some branches require you to have a streamline bank account open with them already for approval.
The best way to go about this is to research the cards on the market; effective methods of doing this include asking friends and family or simply searching them on the internet. Features that may influence how suitable and beneficial a credit card is to you are interest rates, interest free periods, reward point systems and credit limits.
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Student Visa Credit Card Offers
Once you have decided on a card the next step is complete an application. The easiest way to do this is online, although you can also do this over the phone, via mail or simply at the bank branch.
As mentioned previously, student credit cards compensate for easy student approval by offering relatively high costs and rates. Before applying for a student card, you should consider applying for a range of credit cards which offer better features. Using a non-student credit card responsibly will also improve your credit history for your future finance.

Student Visa Credit Card
The ANZ First Visa is a great first credit card, it is a no frills credit card and you will pay $30 annual fee.
- $30 p.a. annual fee
- 19.39% p.a. on purchases
- 0% p.a. for 9 months on balance transfers
- Cash Advance Rate of 20.99% p.a.
- 44 days interest free
- Minimum Income Requirement of $15,000 p.a.

