Compare student Visa credit cards

Choosing the right credit card is important as there are currently a few different student offers available. One card may work out best for you and save you more than another. For instance, if you are already with a certain bank and receive on of their cards, you may be entitled to an extra benefit such as lower annual fee.

However, typically student visa credit cards will feature much lower credit limits, and higher interest rates. This is generally to compensate for the lower income and less strict requirements of students.

ANZ First Visa Credit Card

Student Visa Credit Card

The ANZ First Visa is a great first credit card, it is a no frills credit card and you will pay $30 annual fee.

  • $30 p.a. annual fee
  • 19.74% p.a. on purchases
  • 0% p.a. for 18 months with 3% balance transfer fee on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • Up to 44 days interest free
  • Minimum Income Requirement of $15,000 p.a.

Requirements for a student visa credit card

In order to be eligible for a student visa credit card you must be over 18, an Australian citizen and a full time student. When applying for the card you will need to have with you your personal, employment, education and bank account details handy with you. Some branches require you to have a streamline bank account open with them already for approval.

The best way to go about this is to research the cards on the market; effective methods of doing this include asking friends and family or simply searching them on the internet. Features that may influence how suitable and beneficial a credit card is to you are interest rates, interest free periods, reward point systems and credit limits.

Student Visa credit card offers

Once you have decided on a card the next step is complete an application. The easiest way to do this is online, although you can also do this over the phone, via mail or simply at the bank branch.

As mentioned previously, student credit cards compensate for easy student approval by offering relatively high costs and rates. Before applying for a student card, you should consider applying for a range of credit cards which offer better features. Using a non-student credit card responsibly will also improve your credit history for your future finance.

Student Credit Cards Comparison

Rates last updated September 27th, 2016.

ANZ First Student Card

Minimum income requirement has been updated from $6,000 to $15,000.

July 27th, 2016

ANZ First Visa Credit Card - Exclusive Offer

0% p.a. for 3 months on purchases and 0% for 12 months on balance transfers.

August 1st, 2016

Citi Clear Platinum Card

Balance transfer and purchase offers have been extended.

September 1st, 2016

View latest updates

Jonathan Choi Jonathan
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
ME Bank frank Credit Card
A great credit card option for students. No annual fee and a low interest rate on purchases.
11.99% p.a. $0 p.a. Go to site More info
ANZ First Visa Credit Card - Exclusive Offer
Enjoy 0% p.a. for the first 12 months on balance transfers, plus 0% p.a. for the first 3 months on purchases.
0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $30 p.a. Go to site More info
Coles Low Rate MasterCard
A low rate MasterCard with a competitive rate on purchases and a low annual fee.
9.99% p.a. 0% p.a. for 6 months $49 p.a. Go to site More info
Newcastle Permanent Value+ Credit Card
Enjoy a competitive annual fee and interest rates on purchases, cash advances, and balance transfers.
11.49% p.a. $49 p.a. Go to site More info
ANZ First Student Card
Student credit card with no annual fee for the first year and up to 44 days interest-free on purchases.
19.74% p.a. $0 p.a. annual fee for the first year ($30 p.a. thereafter) Go to site More info
ANZ Low Rate
A low rate credit card with introductory offer on balance transfers.
13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $58 p.a. Go to site More info
Westpac Student Credit Card
A card designed for full-time tertiary students, enjoy $0 annual fee for the first year with a low credit limit and up to 55 interest-free days on purchases.
20.45% p.a. $0 p.a. annual fee for the first year ($30 p.a. thereafter) Go to site More info
Citi Clear Platinum Card
A low rate platinum credit card with a low interest rate on purchases and balance transfers.
0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Go to site More info
Citi Simplicity Card
Enjoy up to 55 interest-free days and a low interest rate on purchases plus enjoy free bottles of wine from Citibank Dining Program. Offer ends on 31 March 2017.
11.99% p.a. for 24 months (reverts to 19.99% p.a.) $0 p.a. Go to site More info
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American Express Essential Credit Card
American Express Essential Credit Card

Interest rate

14.99

Annual fee

0
More info
ME Bank frank Credit Card
ME Bank frank Credit Card

Interest rate

11.99

Annual fee

0
More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card

Interest rate

19.99

Annual fee

149
More info
ANZ First Visa Credit Card - Exclusive Offer
ANZ First Visa Credit Card - Exclusive Offer

Interest rate

19.74

Annual fee

30
More info
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Credit Cards Comparison

Rates last updated September 27th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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