Wizard Clear Advantage MasterCard

Information verified correct on October 28th, 2016

The Wizard Clear Advantage MasterCard is true to its name because the terms and rates are clear. There are no hidden fees or interest rates that you have to worry about costing you extra money.


This card is no longer available as the Wizard Clear Advantage MasterCard and has been rebranded as the Latitude 28 Degrees MasterCard.

wizard clear advantage credit cardToo often people use credit cards without realising that certain transactions have higher interest rates, like cash advances over purchases. Then when the bill comes in the mail they are shocked at how much those transactions have cost them. With a Wizard Clear card this is never a problem.

If you are already experiencing this problem with another credit card you can take advantage of the Wizard Clear Advantage MasterCard balance transfer deal. This allows you to move the debt from other cards over to your Wizard card and pay only 4.99% per annum interest rates on it for the first six months you own the card. This save you loads of money and allows you to get out of debt with the help of one great credit card.

You might wonder if this card is right for you. The answer is as straightforward as the Wizard Clear Advantage MasterCard is itself. Do you like saving money? If you do, and of course everyone does, then this is a great card for you. No annual fees and low interest rates means that you save money all year long on all of you purchases, making it a great card for everyone.

The Wizard Clear Advantage MasterCard good for you if you:

  • You have a balance on a credit card that you are able to pay off in less than 6 months from the date your Wizard Clear Advantage MasterCard is approved.
  • Make cash advances from time to time but do not want to pay high cash advance interest rates.
  • Don’t want to pay annual fees.
  • Need extra cards and an easy statement that allows you to track and monitor expenses.

The Wizard Clear Advantage MasterCard is the credit card with nothing to hide. Unlike many other credit cards, Wizard Clear Advantage offers you a clearly better deal with no hidden surprises. Apply today so you can start spending with confidence that comes from knowing exactly what your card costs.

Back to top
Was this content helpful to you? No  Yes

Related Posts

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

19 Responses to Wizard Clear Advantage MasterCard

  1. Default Gravatar
    fish | July 22, 2015

    can i send money overseas if i get a wizard clear advantage mastercard?

    • Staff
      Sally | July 22, 2015

      Hi Fish,

      Thanks for your inquiry.
      The Wizard Clear Advantage MasterCard has been re-branded as the Latitude 28 Degrees MasterCard. However you cannot transfer money overseas using this card. You may want to check this page for a list of products that can be used to send money overseas.

      I hope this helps.



  2. Default Gravatar
    Mary | October 9, 2013

    What year did Wizard Clear Advantage MasterCard become the 28 Degrees MasterCard?

    • Staff
      Jacob | October 9, 2013

      Hi Mary.

      Thanks for your question.

      This card was re-branded from the Wizard Clear Advantage MasterCard in 2010.

  3. Default Gravatar
    Suzanne | July 24, 2013

    I am travelling to India soon and am wondering if this card will save me $ on getting money out of the ATM;s over there? How long does it take to open an account with you?Thanks, Suzanne

    • Staff
      Jacob | July 24, 2013

      Hi Suzanne. Thanks for your question. The Wizard Clear Advantage MasterCard has since been re-branded as the Latitude 28 Degrees MasterCard. This card has no international cash withdrawal fees, however, you will still be charged a fee by the local ATM operator. Once you’re approved for the card, you should have you card within a week and a half. Jacob.

  4. Default Gravatar
    Jain | July 10, 2013

    I need to get a statement for the last 3 months and have not used my Wizard card for some time, I’ve forgotten any password or login that I may have had. How can I do this?

  5. Default Gravatar
    Mark | June 2, 2012

    With supposed ‘no currency conversion fee’ claims, is there any catch? Perhaps a much higher than normal exchange rate? I currently have 3 credit cards the best of which charges 2.5% and with a potential $20k overseas expenditure anticipated could I really save $500 in this instance with a nil conversion fee card?
    Thx, Mark

    • Staff
      Jacob | March 28, 2013

      Hi Mark. Apologies for the delay getting back to you. The exchange rate is set by the card scheme (MasterCard / Visa) in America before being converted over to Australian dollars. So be aware of currency fluctuations. Thanks.

  6. Default Gravatar
    Mike | March 8, 2012

    I wish to use a “Latitude 28 Degrees MasterCard” overseas to obtain cash as I travel.
    I understand having to pay interest immediately on cash withdrawals BUT what if I pay money into the card before I leave Australia ie I have a credit balance ?
    Am I still charged interest ?

    • Staff
      Jeremy | March 26, 2012

      Hi Mike,

      If your account is in credit then you will not pay any interest on the cash withdrawals you make of your own cash. The 28 Degrees MasterCard has no foreign currency conversion fees too, but overseas ATM fee’s may still apply. Cheers.


  7. Default Gravatar
    Jacky | November 21, 2010

    Hi. I searched online, and it seems it has changed its name to 28degrees. Can anyone confirm this?

    • Staff
      Jeremy | November 22, 2010

      Hi Jacky

      Yes – the Wizard Clear Advantage MasterCard has been re-branded to the Latitude 28 Degrees MasterCard



  8. Default Gravatar
    Tony | August 29, 2010

    This is the best credit card for travelling. No fees anywhere and great (nearly wholesale) exchange rates. I travelled the world for two months, put in $20k in advance, took money out at various teller machines with a pin and no charges anywhere. Brilliant, will still keep using it in Aus. Reward good products

  9. Default Gravatar
    Nick | August 12, 2008

    there’s no fee on cash advance and no foreign currency conversion fee. shame about the high interest rate.

  10. Default Gravatar
    Miranda | July 6, 2008

    Hi there,

    I’m a low income student who would like a credit/debit card to make occasional online purchases. I would like the debit option to prevent overspending and I don’t want to have to pay fees. Is this possible?



Credit Cards Comparison

Rates last updated October 28th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question