Wizard Clear Advantage MasterCard

Best MasterCard Credit Card

The St. George Vertigo MasterCard offer has re-launched, now featuring a low interest rate on both purchases and balance transfers.. The St. George Vertigo is an excellent card to consider from one of Australias most respected banks.

• $55 annual fee
• 12.49% p.a. on purchases
• 2.99% p.a. for 6 months on balance transfers
• Cash Advance Rate of 21.24%
• 2.99% on purchases for first 6 months

Click here to read the St George Vertigo terms and conditions

The Wizard Clear Advantage MasterCard is true to its name because the terms and rates are clear. There are no hidden fees or interest rates that you have to worry about costing you extra money.

Too often people use credit cards without realising that certain transactions have higher interest rates, like cash advances over purchases. Then when the bill comes in the mail they are shocked at how much those transactions have cost them. With a Wizard Clear card this is never a problem.

If you are already experiencing this problem with another credit card you can take advantage of the Wizard Clear Advantage MasterCard balance transfer deal. This allows you to move the debt from other cards over to your Wizard card and pay only 4.99% per annum interest rates on it for the first six months you own the card. This save you loads of money and allows you to get out of debt with the help of one great credit card.

Wizard Clear Advantage MasterCard Benefits

• No annual fee.
• 4.99% per annum interest on balance transfers for six months. After six months the interest rate revert to the Wizard Clear Advantage MasterCard standard rate of 19.24%.
• 55 days interest free.
• No fees for cash advances.
• No fees for overseas purchases.
• An annual percentage rate on purchases AND cash (unlike some other credit cards) of just 19.24% per annum.
• Up to nine free additional cards with itemised transactions on one statement.
• Easy online application process.

You might wonder if this card is right for you. The answer is as straightforward as the Wizard Clear Advantage MasterCard is itself. Do you like saving money? If you do, and of course everyone does, then this is a great card for you. No annual fees and low interest rates means that you save money all year long on all of you purchases, making it a great card for everyone.

The Wizard Clear Advantage MasterCard good for you if you:

• You have a balance on a credit card that you are able to pay off in less than 6 months from the date your Wizard Clear Advantage MasterCard is approved.
• Make cash advances from time to time but do not want to pay high cash advance interest rates.
• Don’t want to pay annual fees.
• Need extra cards and an easy statement that allows you to track and monitor expenses.

The Wizard Clear Advantage MasterCard is the credit card with nothing to hide. Unlike many other credit cards, Wizard Clear Advantage offers you a clearly better deal with no hidden surprises. Apply today so you can start spending with confidence that comes from knowing exactly what your card costs.

6 Responses

1. lucas Says:
   May 16th, 2007 at 8:58 pm

   hi there,
   I’m looking for a credit card that will cost me NOTHING to have sitting at home, as I am looking to be an Occasional user.
   in the information that is supplied it does not mention about book keeping fees etc.
   thanking you… Lucas

2. CreditCardFinder Says:
   May 16th, 2007 at 11:34 pm

   Dear Lucas,
   A good question. I would recommend you with a no annual fee card. I would suggest to either go for the American Express Blue card or the Wizard card above. Both have no annual fees. That way if its just sitting at home you won’t have to pay a cent.

   You could go the American Express Gold card although you will need to pay an annual fee after 1 year. But you will get a lower interest rate that way.

   Do you have to transfer a balance off another card?

3. Miranda Says:
   July 6th, 2008 at 3:30 pm

   Hi there,

   I’m a low income student who would like a credit/debit card to make occasional online purchases. I would like the debit option to prevent overspending and I don’t want to have to pay fees. Is this possible?

   thanks,

   Miranda

4. CreditCardFinder Says:
   August 3rd, 2008 at 8:48 pm

   The ANZ Everyday Visa Debit ( http://www.creditcardfinder.com.au/anz-everyday-visa-debit.html ) would be your best bet. There aren’t any cards which have no fee’s, but at $6 a month this is the best available in Australia.
   Thanks,
   Mike

5. Nick Says:
   August 12th, 2008 at 12:01 am

   there’s no fee on cash advance and no foreign currency conversion fee. shame about the high interest rate.

6. Tony Says:
   August 29th, 2010 at 4:52 pm

   This is the best credit card for travelling. No fees anywhere and great (nearly wholesale) exchange rates. I travelled the world for two months, put in $20k in advance, took money out at various teller machines with a pin and no charges anywhere. Brilliant, will still keep using it in Aus. Reward good products

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0