Woolworths Credit Card

Find out why the Woolworths credit card has been such a hit. Understand how you can earn rewards to use at the wide range of Woolworths Group stores

Woolworths Everyday Money Credit Card
The Woolworths Everyday Money Credit Card is a fresh new credit card for Australians offering a competitive rewards program.
- $0 for the first year ($49 per year after that) annual fee
- 19.49% p.a. on purchases
- 0% p.a. for 6 months on balance transfers
- Cash Advance Rate of 20.99%
- Up to 3 points per $1 spent2
- Earn a shopping card every 4 months3
- Your choice of 4 fresh card colours
Click here to read the Woolworths Everyday Money terms and conditions
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
![]() Woolworths Everyday Money | Benefit from a $0 annual fee for the first year. Earn rewards up to 3 rewards points per $1 spent on everyday purchases. | 19.49% | 20.99% | 0% for 6 months | $0 for the first year ($49 per year after that) | 55 | ![]() ![]() |
The Woolworths credit card, called the Woolworths Everyday Money credit card, is the first product offered by Everyday Money and it has proven to be very popular both with customers and industry commentators since it appeared. This is largely down to the rewards scheme that comes with the Woolworths credit card, which industry surveys have found to be one of the best value rewards schemes available. In fact, the Woolworth's Everyday Money credit card was awarded Money Magazine's Best Innovative Product 2009, and the Canstar Cannex five-star rating for its rewards program, May 2009.
You earn points according to where you shop. Earn three points for every dollar you spend on Woolworths Select products, excluding purchases made online; two points per dollar for every other product purchased at Woolworths Group Stores; and one point per dollar can be earned on all other purchases made on your Woolworths credit card.
Every four months, if you have enough points, you automatically receive a shopping card to spend at any participating Woolworths group stores, which include Woolworths and Safeway Supermarkets, Caltex Woolworths/Safeway co-branded fuel outlets, Big W, Dick Smith Electronics and Dick Smith PowerHouse, Tandy, Thomas Dux Grocers, and Dan Murphy's. You also benefit from being able to pay for fuel at the pump with Epump#, exclusive to Everyday Money customers.
The annual fee for the first year with the Woolworths credit card is waived, and you only pay $49 per year after that. The card is issued by HSBC Bank Australia.
If a retail rewards credit card suits the way you shop, then the Woolworths Everyday Money credit card may be the perfect choice for you.
# epump is available to Everyday MoneyTM credit cardholders only. epump is only available at participating CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets and is not available in Tasmania. Some fuel outlets may not offer epump facilities on all fuel types.
Click here to read the official terms and conditions
- Woolworths Everyday Money Credit Card Review – Earn rewards points on your everyday purchases
Every once in a while an irresistible credit card promotion hits our Australian shores. One such card will be available to you from today in a sizzling everyday fashion. Hot off the press, the Everyday Moneyâ„¢ credit card is getting a spot in the limelight with a brand new promotional offer, hard to resist for savvy credit card shoppers.
- ePump: Use Your Woolworths Credit Card to Save time and Earn Rewards
ePump is a great new facility available exclusively to Woolworths Everyday Money credit cardholders at CALTEX-Woolworths co-branded fuel sites. It will save you time, by allowing you to pay for your fuel at the pump using a Woolworths Everyday Money credit card so there’s no need to queue up in the store to pay#.
# epump is available to Everyday MoneyTM credit cardholders only. epump is only available at participating CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets and is not available in Tasmania. Some fuel outlets may not offer epump facilities on all fuel types. - Woolworths Credit Card Application: Apply for a Woolworths Everyday Money credit card Online
Follow our complete guide to applying online for a Woolworths Everyday Money credit card – a step by step on completing the online credit card application.
- Woolworths Everyday Money Offer – everydaymoneycard.com.au
The Woolworths Everyday Money credit card offer is one of the first of it’s kind in Australia. With a fantastic rewards program, the Woolworths Credit Card is steadily growing to be one of the most popular credit cards in Australia.
- everydaymoneycard.com.au – Woolworths Everyday Money credit card offer
The Woolworths Everyday Money credit card is one of Australia’s most popular rewards program credit cards which allows you to earn rewards on everyday purchases you make just by changing the way you pay for them.
- Apply now for a Woolworths Everyday Money credit card
Apply online for a Woolworths Credit Card. The Woolworths Everyday Money credit card is a fantastic credit card offer with some fantastic rewards. Read our guide to completing an application for a Woolworths credit card online.
- Woolworths Credit Card – Take advantage of the latest offer on the Woolworths Everyday Money
The Woolworths Everyday Money credit card is a very popular credit card with it’s Everyday Money Rewards Program.
- Review: Woolworths Everyday Money credit card helps with family spending
Woolworths is a fairly new player in the Australian credit card market, and they’ve entered with a very credit card offer in the form of the Woolworths Everyday Money credit card. We have reviewed this credit card for you, and point out why this is a credit card that you should definitely consider applying for.
- Woolworths Everyday Money credit card – Details and Application
The new Woolworths Everyday Money credit card allows you to be rewarded by simply changing the way you purchase everyday groceries.
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
![]() HSBC Credit Card | Editor's Choice:0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010. | 16.99% | 20.75% | 0% for 6 months | $0 | 55 | ![]() ![]() |
![]() Suncorp Clear Options Standard Visa Card | A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases. | 12.24% | 17.99% | 1.9% for 12 months | $39 | 0 | ![]() ![]() |
Card Types
Card Providers
Card Tips
The Basics

Credit Cards
Learn about different credit card concepts, but most importantly how to compare credit cards online and save.
Popular Articles

Best Balance Transfers
The most competitive 0% p.a. and 'for life' offers of 2010.
Guide to Credit Ratings
Information about your credit file. Find out what you can apply for with good and bad credit.
Rewards Comparison
Australian reward program details including point capping & expiry.
Foreign Fees & Charges
International transaction charges from credit card companies.
Calculators
Enter your balance(s) to calculate the interest to pay on your credit cards.
Balance Transfer Calculator
Input a balance transfer offer to calculate your potential savings.
Credit Card News the latest rates & headlines
Free e-Book

Download our FREE e-book normally valued at $24.95. Find out how you can save hundreds to thousands of dollars on your credit cards via balance transfers.
Get Free Updates


























