Woolworths Credit Cards

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Compare credit cards from one of Australia’s largest supermarket chains and save money on your next grocery shop

Woolworths is one of Australia’s largest and most frequented supermarket chains. Along with Coles, Woolworths has the lion’s share of the Australian grocery market. Woolworths has grown to be more than just a place to do your shopping. Whether it’s petrol, food or your credit card repayments — there are more ways you can save at Woolworths.

Woolworths offer credit cards, a number of financial services like insurance and prepaid debit cards, and they even have a loyalty program: Woolworths Everyday Rewards. Woolworths credit cards are rewards-focused and benefit shoppers at Woolworths Group stores the most. Woolworths Everyday Rewards Points translate to money off at the checkout, or there’s the option to get rewarded with Qantas Points when you shop. We compare Woolworths credit cards and have a look at their value on this page. There are answers to frequently asked questions and information on how to apply for a Woolworths credit card as well.

Woolworths Money Everyday Platinum Credit Card

Woolworths Money Everyday Credit Card Offer

A platinum credit card that offers special reward points, hundreds of dollars worth of discounts and platinum cardholder benefits. Also receive a $100 Woolworths Gift Card when you apply by 31 March 2016 and make an eligible purchase by 31 May 2016.

  • $0 p.a. annual fee for the first year ($49 p.a. thereafter) annual fee
  • 19.99% p.a. on purchases
  • 0% p.a. for 14 months on balance transfers
  • Cash Advance Rate of 21.99% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $20,000 p.a.

Comparison of Woolworths Credit Cards

Rates last updated February 8th, 2016.

Woolworths Money Qantas Platinum Credit Card

10,000 bonus Qantas Points + balance transfer offer has been extended to 31st of March 2016.

January 29th, 2016

Woolworths Money Everyday Platinum Credit Card

$100 Woolworths gift card offer extended until 31 March 2016.

January 29th, 2016

View latest updates

Jonathan Choi Jonathan
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Woolworths Money Everyday Platinum Credit Card
Receive a $100 Gift Card with a $0 annual fee for the first year if you apply before 31 March 2016. Also get 0% p.a. for 14 months on balance transfers and earn up to 3 rewards points per $1 spent.
VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 14 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) Go to site More info
Woolworths Money Qantas Platinum Credit Card
Receive 10,000 bonus points on eligible purchases, earn 1 Qantas Point per $1 spend, plus extra points if you spend through Everyday Rewards partners such as Woolworths.
0 months 10,000 bonus points VISA/MC: 1 AMEX: 0 20.49% p.a. 0% p.a. for 14 months $99 p.a. annual fee for the first year ($139 p.a. thereafter) More info
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Types of credit cards from Woolworths

Woolworths Money, the finance division of Woolworths, offer two different credit cards to suit Woolworths shoppers. The Qantas Platinum Credit Card is a direct earn frequent flyer credit card where you earn Qantas Points when you spend, the Money Everyday Credit Card gives you Everyday Rewards, and Woolworths also have a prepaid MasterCard and a loyalty card.

  • Rewards Platinum credit card

    The Woolworths Money Everyday Platinum Credit Card is a platinum rewards card where you earn Everyday Rewards Points when you make an eligible purchase, furthermore it offers the benefits of platinum extras. Rewards credit cards can be compared by their earn rate, the annual fee, the opportunity to earn bonus points and any special offers, like a balance transfer promotion. New cardholders also enjoy a bonus $100 Woolworths Gift Card when a new application is approved by 31 March 2016 and an eligible purchase is made on the Woolworths Money Credit Card by 31 May 2016.

Rates last updated February 8th, 2016
Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Woolworths Money Everyday Platinum Credit Card
Receive a $100 Gift Card with a $0 annual fee for the first year if you apply before 31 March 2016. Also get 0% p.a. for 14 months on balance transfers and earn up to 3 rewards points per $1 spent.
VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 14 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) Go to site More info
Rates last updated February 8th, 2016
Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
ANZ Rewards Platinum
Earn points for every dollar spent on purchases plus a 50,000 Reward Points when you meet the minimum spend of $2,500 in the first three months and pay no annual fee for the first year.
50,000 bonus points VISA/MC: 1.5 AMEX: 3 18.79% p.a. $0 p.a. annual fee for the first year ($149 p.a. thereafter) Go to site More info
HSBC Platinum Qantas Credit Card
Receive 40,000 bonus Qantas Points on eligible spend within 3 months. A balance transfer offer of 0% p.a. for 6 months with access to premium benefits and complimentary insurance.
40,000 bonus points VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
ANZ Frequent Flyer Black
Earn up to 75,000 bonus Qantas Points when you spend $2,500 within the first three months and 1.5 points per $1 spent. Get complimentary airport lounge access, 24/7 concierge with $0 annual fee in the first year.
75,000 bonus points VISA/MC: 0.75 AMEX: 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
American Express Qantas Premium Card
The card designed by travellers for travellers with a powerful Qantas Frequent Flyer earn rate of 1 points per $1 spend. Also you can earn up to 80,000 bonus Qantas Points.
80,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $249 p.a. Go to site More info
American Express Velocity Escape Card -  Exclusive Offer
Receive 15,000 Velocity bonus points when you spend $300 in the first 3 months, plus a $0 card fee.
15,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn 10,000 bonus Velocity Points in the first 3 months plus a low balance transfer offer of 0% p.a. for 14 months
10,000 bonus points VISA/MC: 1 AMEX: 0 20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
Earn up to 1.5 Qantas Frequent Flyer points per $1 spent on purchases. Plus 50,000 Qantas Points when you spend $2,500 on purchases within the first 3 months and no annual fee offer in the first year.
50,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Enjoy $0 annual fee every year if you meet the spend requirement with a balance transfer offer, high credit limits and prestige services including a personal concierge service and VISA Platinum rewards program.
VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
Citi Rewards Credit Card - Platinum Card
Consolidate your debt with a low balance transfer offer of 0% p.a. for 18 months with balance transfer fee and a host of platinum privileges. Earn up to 1.25 Citi Reward points for every $1 spend.
60,000 bonus points VISA/MC: 1.25 AMEX: 0 20.99% p.a. 0% p.a. for 18 months $199 p.a. annual fee for the first year ($249 p.a. thereafter) Go to site More info
American Express Qantas Discovery Card
A no annual fee frequent flyer credit card with Earn 7,500 bonus points and enjoy 0% p.a. on balance transfers for 12 months when you apply and are approved. Earn 1 Qantas Point per $1 spend.
7,500 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Receive 20,000 bonus Velocity Points and earn 1.25 Velocity Points per $1 spent. Enjoy complimentary insurance and flight discounts with Virgin.
20,000 bonus points VISA/MC: 1.25 AMEX: 0 20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
ANZ Frequent Flyer
Get 25,000 Qantas Points after you spend $2,500 on purchases within the first 3 months and earn up to 1 points per $1 spent on purchases.
25,000 bonus points VISA/MC: 0.5 AMEX: 1 19.99% p.a. $0 p.a. annual fee for the first year ($95 p.a. thereafter) Go to site More info
Coles Rewards Mastercard
Earn flybuys points on your everyday spend and enjoy low interest rate offer on balance transfers.
VISA/MC: 2 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $89 p.a. Go to site More info
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards bonus points and a complimentary Virgin Australia flight each year. Plus a low balance transfer offer of 0% p.a. for 12 months.
10,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $195 p.a. Go to site More info
BoQ Platinum Visa Card - Exclusive Offer
Exclusive Offer to finder.com.au

You can collect 2.000 rewards points for every $1 spent on your Platinum Visa card.

VISA/MC: 2 AMEX: 0 20.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($199 p.a. thereafter) Go to site More info
Citi Qantas Signature Credit Card
Earn up to 50,000 bonus Qantas Points when you meet the spend requirement, 0% p.a. for 6 months on balance transfers and annual fee for the first year.
50,000 bonus points VISA/MC: 1 AMEX: 0 20.99% p.a. 0% p.a. for 6 months $299 p.a. Go to site More info
American Express Qantas Ultimate Card
Receive up to 50,000 extra Qantas Points. Plus earn 1 points per $1 spend.
50,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $450 p.a. Go to site More info
Woolworths Money Everyday Platinum Credit Card
Receive a $100 Gift Card with a $0 annual fee for the first year if you apply before 31 March 2016. Also get 0% p.a. for 14 months on balance transfers and earn up to 3 rewards points per $1 spent.
VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 14 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) Go to site More info
Coles No Annual Fee MasterCard
A no annual fee for the life of the card that lets you earn 0.5 flybuys points per dollar spent.
VISA/MC: 0.5 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
NAB Qantas Rewards Premium Card
A low balance transfer offer of 4.99% p.a. for 6 months as well as 60,000 bonus Qantas Points. Ability to earn 1.50 points per $1 spent on eligible purchases.
60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $250 p.a. Go to site More info
Bankwest Qantas Platinum MasterCard
Bonus 8,000 Qantas Points when you apply online. Plus earn 0.750 Qantas Points for every $1 spent.
8,000 bonus points VISA/MC: 0.75 AMEX: 0 20.49% p.a. 2.99% p.a. for 9 months $160 p.a. Go to site More info
St.George Amplify Signature
Earn 1.50 Qantas or Amplify Points per dollar spent on eligible purchases.
VISA/MC: 1.5 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 20 months $279 p.a. Go to site More info
NAB Velocity Rewards Premium Card
Receive 60,000 bonus reward points and a complimentary insurance. 4.99% p.a. on balance transfers for 6 months.
60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $150 p.a. Go to site More info
ANZ Rewards Black Credit Card
Earn 75,000 Reward Points when you spend $2,500 within the first three months, up to 3 reward points per dollar spent and unlimited access to airport lounges with complimentary travel insurance.
75,000 bonus points VISA/MC: 2 AMEX: 3 18.79% p.a. $0 p.a. annual fee for the first year ($375 p.a. thereafter) Go to site More info
ANZ Rewards Credit Card
Apply for the ANZ Rewards Credit Card and get 25,000 Reward Points after you spend $2,500 on purchases within the first three months. Earn reward points on your purchases, redeemable for a huge selection of rewards including shopping vouchers, gift cards, and travel.
25,000 bonus points VISA/MC: 1.5 AMEX: 2 18.79% p.a. $0 p.a. annual fee for the first year ($89 p.a. thereafter) Go to site More info
NAB Qantas Rewards Card
Receive 30,000 bonus Qantas Points when you apply online. Plus a low balance transfer and purchase offer.
30,000 bonus points VISA/MC: 0.5 AMEX: 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Earn Velocity Points plus enjoy an introductory interest free offer of 0% p.a. on purchases for 12 months, and 0% p.a. for 6 months on balance transfers.
VISA/MC: 1 AMEX: 0 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. Go to site More info
Bankwest Qantas MasterCard
2,000 Qantas points offer and earn 0.500 Qantas Point per $1 spent on eligible purchases.
2,000 bonus points VISA/MC: 0.5 AMEX: 0 20.49% p.a. 2.99% p.a. for 9 months $100 p.a. Go to site More info
St.George Amplify Platinum
Choose between Amplify or Qantas rewards program. Uncapped points earning.
VISA/MC: 1 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $99 p.a. Go to site More info
American Express Platinum Card
Receive 100,000 Membership Rewards Bonus Points when you spend $1,000 on your card. You can transfer points to a choice of 9 leading airline rewards programs, including the Qantas Frequent Flyer program.
100,000 bonus points VISA/MC: 0 AMEX: 1 $1,200 p.a. Go to site More info
Bankwest More Platinum Mastercard
Introductory 80,000 bonus points offer and a low interest rate on balance transfers.
80,000 bonus points VISA/MC: 2 AMEX: 0 19.99% p.a. 2.99% p.a. for 9 months $140 p.a. Go to site More info
Commonwealth Bank Awards Credit Card
Dual credit card with balance transfer offer of 5.99% p.a. for 5 months and earn up to 1.5 Awards points per dollar spent.
VISA/MC: 1 AMEX: 1.5 20.24% p.a. 5.99% p.a. for 5 months $59 p.a. Go to site More info
Citi Rewards Credit Card - Signature
Get 75,000 rewards points on your first eligible purchase. Convert them to Qantas Points.
75,000 bonus points VISA/MC: 1.5 AMEX: 0 20.99% p.a. 0% p.a. for 6 months $199 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
Commonwealth Bank Gold Awards Credit Card
Earn up to 2 Awards points for every $1 spent and up to 55 days interest free with complimentary international travel insurance.
VISA/MC: 1 AMEX: 2 20.24% p.a. 5.99% p.a. for 5 months $119 p.a. Go to site More info
NAB Velocity Rewards Card
Receive 30,000 bonus Velocity points plus a low interest rate offer on purchases and balance transfers. Get two cards and pay one annual fee.
30,000 bonus points VISA/MC: 0.5 AMEX: 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
Bankwest More MasterCard
8,000 bonus More points offer and a long term balance transfer.
8,000 bonus points VISA/MC: 1.5 AMEX: 0 19.99% p.a. 2.99% p.a. for 9 months $70 p.a. Go to site More info
Commonwealth Bank Platinum Awards Credit Card
Receive 80,000 bonus CommBank Awards points when you apply online by 14 April 2016 and meet the spend criteria plus earn up to 2.5 Awards points per dollar spent, complimentary international travel insurance and 24/7 concierge service.
80,000 bonus points VISA/MC: 1 AMEX: 2.5 20.24% p.a. 5.99% p.a. for 5 months $249 p.a. Go to site More info
Bankwest More Gold MasterCard
15,000 bonus points and a balance transfer offer of 2.99% p.a. for 9 months.
15,000 bonus points VISA/MC: 1.5 AMEX: 0 19.99% p.a. 2.99% p.a. for 9 months $120 p.a. Go to site More info
Commonwealth Bank Diamond Awards Credit Card
Receive 80,000 bonus CommBank Awards points when you apply online by 14 April 2016 and spend $1,000 on eligible purchases and earn up to 3 Awards points per $1 spent.
80,000 bonus points VISA/MC: 1.25 AMEX: 3 20.24% p.a. 5.99% p.a. for 5 months $349 p.a. Go to site More info
BoQ Blue Visa Credit Card
Earn 1.000 points per dollar spent with Q Rewards program.
VISA/MC: 1 AMEX: 0 20.74% p.a. 0% p.a. for 9 months $0 p.a. annual fee for the first year ($60 p.a. thereafter) Go to site More info
David Jones American Express Platinum Card
Receive 40,000 Membership Rewards points or 30,000 Qantas Points. Plus earn up to 4 rewards point per $1 spend.
40,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. $295 p.a. Go to site More info
Emirates Citi World MasterCard
Receive up to 40,000 bonus Skyward Miles and half price annual fee for the first year.
40,000 bonus points VISA/MC: 1 AMEX: 0 20.99% p.a. 0% p.a. for 9 months $149 p.a. annual fee for the first year ($299 p.a. thereafter) Go to site More info
Citi Prestige Card
Receive 70,000 bonus rewards points on eligible spend. Option to earn opt-in to the Qantas Rewards program and earn Qantas Points.
70,000 bonus points 2 20.74% p.a. 0% p.a. for 6 months $700 p.a. Go to site More info
David Jones American Express
Receive 30,000 Membership Rewards points and earn up to 3.00 Rewards Points for every dollar spent on everyday item and access exclusive in-store benefits to David Jones cardholders.
30,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. $99 p.a. Go to site More info
Bank of Melbourne Amplify Classic - Amplify Rewards
Earn Amplify points on purchases to redeem for gift cards, appliances, events and experiences, travel through Amplify Travel. Plus a low purchase rate offer of 0% p.a. for 3 months.
VISA/MC: 1 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $79 p.a. Go to site More info
NAB flybuys Rewards Card
Receive up to 30,000 flybuys bonus points. Plus a low offer on purchases and balance transfers of for months.
30,000 bonus points VISA/MC: 1 AMEX: 0 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
BankSA Amplify Classic
The BankSA Amplify is a brand new rewards credit card that allows you to earn more Qantas Points combined with purchase and balance transfer offers.
1 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $79 p.a. Go to site More info
Bank of Melbourne Amplify Platinum
Take advantage of low introductory purchase rate offer, balance transfer promotion of 0% p.a. for 18 months and 24/7 concierge service, all for a low annual fee.
VISA/MC: 1 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $99 p.a. Go to site More info
American Express Platinum Business Card
Better track and manage your business expenses with the American Express Platinum Business Card. Receive 150,000 bonus points and earn 2 points for every dollar spent up to 375,000, reverting to 1 point for every dollar thereafter.
150,000 bonus points VISA/MC: 0 AMEX: 1 $1,500 p.a. Go to site More info
American Express Gold Business Card
Enjoy 24-hour worldwide service plus a great range of tailored expense management solutions designed to help maintain control of your corporate expenses.
10,000 bonus points VISA/MC: 0 AMEX: 1 $169 p.a. Go to site More info
Learn more about Rewards Credit Cards
  • Frequent flyer credit cards

    Frequent flyer credit cards give you airline loyalty points when you spend. Promotions like a reduced annual fee or bonus frequent flyer points in the first year can sweeten the deal as well. Compare these cards by their earn rate, annual fee and value adding features, and also opportunities to earn bonus points. Remember, Woolworths let you earn more Qantas Points per dollar spent when you link their loyalty and credit products.

Rates last updated February 8th, 2016
Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Woolworths Money Qantas Platinum Credit Card
Woolworths Money Qantas Platinum Credit Card
10,000 bonus points 1 0 20.49% p.a. 0% p.a. for 14 months $99 p.a. annual fee for the first year ($139 p.a. thereafter) More info
Rates last updated February 8th, 2016
Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
ANZ Frequent Flyer Platinum American Express/Visa
ANZ Frequent Flyer Platinum American Express/Visa
50,000 bonus points 0.5 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
40,000 bonus points 1 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
ANZ Frequent Flyer Black
ANZ Frequent Flyer Black
75,000 bonus points 0.75 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
American Express Velocity Escape Card -  Exclusive Offer
American Express Velocity Escape Card - Exclusive Offer
15,000 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
10,000 bonus points 1 0 20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
American Express Essential Credit Card
American Express Essential Credit Card
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
American Express Qantas Premium Card
American Express Qantas Premium Card
80,000 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $249 p.a. Go to site More info
American Express Velocity Platinum Card
American Express Velocity Platinum Card
50,000 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $349 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Virgin Australia Velocity Flyer Card - 0% Interest Offer
1 0 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. Go to site More info
BoQ Platinum Visa Card - Exclusive Offer
BoQ Platinum Visa Card - Exclusive Offer
2 0 20.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($199 p.a. thereafter) Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
7,500 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
ANZ Frequent Flyer
ANZ Frequent Flyer
25,000 bonus points 0.5 1 19.99% p.a. $0 p.a. annual fee for the first year ($95 p.a. thereafter) Go to site More info
Coles Rewards Mastercard
Coles Rewards Mastercard
2 0 19.99% p.a. 0% p.a. for 6 months $89 p.a. Go to site More info
NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
60,000 bonus points 0.5 1.5 19.99% p.a. 4.99% p.a. for 6 months $150 p.a. Go to site More info
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
60,000 bonus points 0.5 1.5 19.99% p.a. 4.99% p.a. for 6 months $250 p.a. Go to site More info
American Express Qantas Ultimate Card
American Express Qantas Ultimate Card
50,000 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $450 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
20,000 bonus points 1.25 0 20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
Citi Qantas Signature Credit Card
Citi Qantas Signature Credit Card
50,000 bonus points 1 0 20.99% p.a. 0% p.a. for 6 months $299 p.a. Go to site More info
NAB Qantas Rewards Card
NAB Qantas Rewards Card
30,000 bonus points 0.5 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
St.George Amplify Signature
St.George Amplify Signature
1.5 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 20 months $279 p.a. Go to site More info
Bankwest Qantas Platinum MasterCard
Bankwest Qantas Platinum MasterCard
8,000 bonus points 0.75 0 20.49% p.a. 2.99% p.a. for 9 months $160 p.a. Go to site More info
Citi Rewards Credit Card - Signature
Citi Rewards Credit Card - Signature
75,000 bonus points 1.5 0 20.99% p.a. 0% p.a. for 6 months $199 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
NAB Velocity Rewards Card
NAB Velocity Rewards Card
30,000 bonus points 0.5 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
St.George Amplify Classic
St.George Amplify Classic
1 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $79 p.a. Go to site More info
Bankwest Qantas Gold MasterCard
Bankwest Qantas Gold MasterCard
4,000 bonus points 0.5 0 20.49% p.a. 2.99% p.a. for 9 months $150 p.a. Go to site More info
St.George Amplify Platinum
St.George Amplify Platinum
1 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $99 p.a. Go to site More info
Bankwest Qantas MasterCard
Bankwest Qantas MasterCard
2,000 bonus points 0.5 0 20.49% p.a. 2.99% p.a. for 9 months $100 p.a. Go to site More info
David Jones American Express
David Jones American Express
30,000 bonus points 0 1 20.74% p.a. $99 p.a. Go to site More info
Learn more about Frequent Flyer Credit Cards
  • Low rate and low fee credit cards

    The Woolworths Staff Credit Union Credit Card isn’t just for Woolworths employees — all Australians can take advantage of a competitive rate when they apply for this credit card. This card has a competitive rate on purchases and cash advances, but it could also be classified as a no annual fee credit card too.

Rates last updated February 8th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Woolworths Employees Credit Union Visa Credit Card
A basic low interest and rate and no annual fees credit card with interest free period up to 55 days.
VISA/MC: 0 AMEX: 0 13.45% p.a. $25 p.a. More info
Rates last updated February 8th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
NAB Low Rate Credit Card
Manage your existing credit card balance with 0% for 24 months on balance transfers with a low annual fee.
VISA/MC: 0 AMEX: 0 13.99% p.a. 0% p.a. for 24 months with 2.5% balance transfer fee $59 p.a. Go to site More info
Coles Low Rate MasterCard
A low rate MasterCard with a competitive rate on purchases and a low annual fee. Also receive $100 off a single Coles Supermarket shop if you apply and are approved by 9 February 2016.
VISA/MC: 0.5 AMEX: 0 12.99% p.a. 0% p.a. for 6 months $49 p.a. Go to site More info
St.George Vertigo Platinum
Enjoy platinum card benefits with a long term balance transfer and 0% on purchases for 3 months with a low annual fee.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
ANZ First Visa Credit Card - Exclusive Offer
Take advantage of this exclusive offer and enjoy 0% p.a. for the first 9 months on balance transfers and purchases when you apply by 29 February 2016
VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 19.74% p.a.) 0% p.a. for 9 months $30 p.a. Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with no annual fee charge.
0 months 9.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
A low rate shopping credit card offering a low ongoing rate on purchases plus a low balance transfer offer.
VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with promotional rates on purchases and 0% p.a. for 20 months on balance transfers, complimentary insurances and 24/7 concierge.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. Go to site More info
Commonwealth Bank Low Rate Credit Card
A $150 limited time cashback offer and a low ongoing purchase rate.
VISA/MC: 0 AMEX: 0 13.49% p.a. 5.99% p.a. for 5 months $59 p.a. Go to site More info
ANZ Low Rate
Save on your existing credit card interest with 0% for 18 months on balance transfers with a low annual fee and low ongoing purchase rate.
VISA/MC: 0 AMEX: 0 13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $58 p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
Access Platinum card features with a low annual fee, including overseas medical and travel insurance and a low interest rate on purchases.
6 months 13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $99 p.a. Go to site More info
BankSA Vertigo Visa
A low rate credit card with 0% for 18 months on balance transfers and low ongoing purchase rate from BankSA.
VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
Bankwest Breeze MasterCard
Enjoy low ongoing purchase rate with long term balance transfer offer.
VISA/MC: 0 AMEX: 0 12.99% p.a. 0% p.a. for 21 months with 2% balance transfer fee $59 p.a. Go to site More info
Citi Clear Platinum Card
Enjoy 0% p.a. for 9 months interest free purchasing and 0% p.a. for 9 months on balance transfers.
0 months VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Go to site More info
Bankwest Breeze Platinum MasterCard
Enjoy Platinum card benefits offering no foreign transaction fees on online and overseas purchases, complimentary travel insurance and a promotional balance transfer offer of 0% p.a. for 21 months.
6 months VISA/MC: 0 AMEX: 0 12.99% p.a. 0% p.a. for 21 months with 2% balance transfer fee $99 p.a. Go to site More info
Bankwest Breeze Gold MasterCard
Receive premium card benefits with complimentary travel insurance and 0% p.a. for 21 months on balance transfers.
3 months VISA/MC: 0 AMEX: 0 12.99% p.a. 0% p.a. for 21 months with 2% balance transfer fee $89 p.a. Go to site More info
BankSA Vertigo Platinum
Experience Platinum card benefits with complimentary insurance policies and 24/7 Visa Platinum Concierge Service. Get 0% for 20 months on balance transfers and annual fee if you apply by 30 March 2016.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. Go to site More info
Commonwealth Bank Low Rate Gold Credit Card
A low rate card that comes with up to 55 days interest-free on purchases combined with complimentary international travel insurance.
3 months VISA/MC: 0 AMEX: 0 13.49% p.a. 5.99% p.a. for 5 months $89 p.a. Go to site More info
Learn more about Low Rate Credit Cards
 
Rates last updated February 8th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
American Express Velocity Escape Card -  Exclusive Offer
Exclusive Offer to finder.com.au

$0 annual fee for life, earn 15,000 Velocity bonus points when you spend $300 in the first 3 months.

15,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
BoQ Platinum Visa Card - Exclusive Offer
Exclusive Offer to finder.com.au

Enjoy a $0 p.a. annual fee for the first year.

6 months VISA/MC: 2 AMEX: 0 20.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($199 p.a. thereafter) Go to site More info
American Express Qantas Discovery Card
Earn up to 7,500 bonus Qantas Frequent Flyer points, plus take advantage of no annual fee for the life of the card. Earn 1 Qantas Frequent Flyer point per $1 spend.
7,500 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
Woolworths Money Everyday Platinum Credit Card
Receive a $100 Gift Card with a $0 annual fee for the first year if you apply before 31 March 2016. Also get 0% p.a. for 14 months on balance transfers and earn up to 3 rewards points per $1 spent.
VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 14 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with $0 annual fee for the life of the card.
0 months 9.99% p.a. $0 p.a. Go to site More info
ANZ Frequent Flyer Black
Earn up to 75,000 bonus Qantas Points when you spend $2,500 within the first three months and 1.5 points per $1 spent. Get complimentary airport lounge access, 24/7 concierge with $0 annual fee in the first year.
6 months 75,000 bonus points VISA/MC: 0.75 AMEX: 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
HSBC Credit Card
A no annual fee for the life of the credit card. Plus a low balance transfer offer and interest-free finance at over 1,000 retailers across Australia.
VISA/MC: 0 AMEX: 0 17.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
Coles No Annual Fee MasterCard
No annual fee for the life of the card and earn 0.5 flybuys points per dollar spent.
VISA/MC: 0.5 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
 
  • Prepaid credit cards

    Prepaid cards give you access to electronic payments while spending your own money. There are no credit checks, so compare these cards by any initial cost to own and charges to reload.

ProviderDetailsCard Issue FeeLoad/Reload FeeMonthly Service Fee

Woolworths Reloadable MasterCard
You have the choice of two fee options:Option A – MonthlyOption B – Pay as you LOAD$9.95$0 Option A$1 Option B$1 Option A$0 Option BApply
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The benefits of banking with Woolworths

    • Woolworths Everyday Rewards

      Woolworths shoppers will love the discount at the checkout and the pump once they’re up and running with the Everyday Rewards Program. Link the Everyday Rewards card with a Woolworths credit card and score more Everyday Rewards Points when you make purchases.

    • Earn more Qantas Points when you spend

      Frequent flyers can also choose to earn Qantas Points instead of Everyday Rewards Points. Link the Woolworths Platinum Qantas Credit Card and you can rack up Qantas Points just by going about your daily shopping.

    • $100 Woolworths Gift Card

      New cardholders receive a $100 Woolworths Gift Card when a new application is approved for the Woolworths Everyday Money Platinum Credit Card by 31 March 2016 and an eligible purchase is made on the Woolworths Money Credit Card by 31 May 2016.

    • Visa cards — contactless shopping and protection from fraud

      Visa cards protect you from fraud when you shop online or over the counter, they let you make contactless transactions for purchases under $100 and they’re accepted in millions of shops and at ATMs all over the world.

    • Discounts & Extras

      Receive discounts when you purchase from brands such as Woolworths Online, Woolworths Money, Dine Play Stay, Cellarmasters, Wine Market, Thomas Dux and Hoyts Kiosk. Discover more discounts with our Woolworths coupon codes.

    • Platinum Benefits

      Receive the following platinum level benefits with a Woolworths Platinum card: Visa Luxury Hotel Collection Access, Complimentary purchase insurance and Wallet Guard and 24/7 Platinum concierge service.

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How to apply for a Woolworths credit card

Follow the links on this page to start a secure online credit card application on the Woolworths website. The application will only take you ten to 15 minutes to complete if you have the following information ready:

Required information:

  • Identification. As well as some basic information about yourself, have your driver’s license handy. If you can’t meet the online verification requirements you may be required to verify your identity by providing 100 points of identification. If this is the case, Woolworths will contact you about their conditions.
  • Income. You’ll need to input information about your income and employer. You may also be asked to provide proof of your income to Woolworths. For example, by sending them your most recent payslips.
  • Expenses. If you want to save money on credit card repayments with a balance transfer, you’ll need the credit card you want to transfer from close by when you apply for the Woolworths credit card. The application also requires you to list your ongoing expenses like rent or mortgage repayments, child support and your weekly food budget.
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Frequently asked questions

Check these frequently asked questions about Woolworths credit cards. If you still can’t find an answer to your question below, get in touch with us by leaving a comment below.

How do I change my PIN?

Simply log in to your credit card account at everydayrewards.com.au and select the Change PIN option from the navigation menu.

Is there instant approval for credit card applications?

Once you have completed your credit card application, Woolworths will provide you with a reference number and process your application within the next 10 business days. Woolworths may contact you if they require any further information regarding your application.

How do I check on my credit card application?

If you applied for a Woolworths credit card but didn’t hear anything about your application, call the Customer Service team and follow the prompts to speak to a representative. You may also want to check the junk folder in your email as it can sometimes get tagged as spam.

What happens if my application has been declined?

You’ll be informed in writing as well as by email if your credit card application is declined. <a href=”http://www.creditcardfinder.com.au/why-was-my-credit-card-application-declined.html” target=”_blank”>Credit card providers are unable to tell you why an application has been rejected</a>, however, if it’s because of your credit file, you’ll be notified of this and directed to further information.

How do I transfer my card debt to a Woolworths card with a balance transfer?

You can elect to transfer your non-Woolworths credit card or store card debt to a Woolworths credit card when you apply for the account online.

  • Balance transfers are accepted from other credit cards or store cards only
  • You can transfer from up to two other credit cards or store cards
  • The minimum amount you can transfer is $500 and the maximum amount is up to your available credit limit

If you’re approved for the account, once your receive and activate the card the balance transfer will be automatically processed by Woolworths.

For existing customers:

  • Existing Woolworths account holders that want to transfer a balance from another credit card or store card will need to complete and send in a balance transfer request form. You can download this from the Woolworths website.
  • If your balance transfer to a Woolworths credit card is accepted, it can take up to 14 business days before the funds clear and you can see the balance in your account.

When do I get my first credit card statement?

Your statement is issued within five weeks of the first transaction you make on your Woolworths credit card. If you have requested a balance transfer, it counts as a transaction and is processed as soon as you activate your Woolworths credit card.

How do I get interest-free days on purchases?

If you can’t pay your Woolworths credit card balance in full when your statement is issued, you’re required to pay back a small percentage of your total outstanding balance by the due date shown on your statement. This is called the minimum monthly repayment. You can find information about the minimum repayment for Woolworths credit cards on our review pages.

How do I make a repayment to my Woolworths credit card?

You can make a repayment to your Woolworths credit card in the following ways.

  • BPAY: If you’re paying your Woolworths credit card from another institution’s online banking facility, log on to your internet banking and select BPAY from the payments and transfers menu. BPAY payments can take up to two business days to process.
  • BPAY Biller Code: 017574.
  • Your customer reference number is your account number.
  • Direct debit.You can set up a direct debit payment from your everyday transaction or savings account with another bank. You can set up a direct debit to pay just the minimum repayment due on your account, a fixed amount or the entire balance of your credit card. It can take up to five business days for a direct debit payment to be processed.
  • In person: You can also pay your credit card at a Woolworths supermarket or BIG W store with cash or a debit card. All you need to do is show your Woolworths credit card to a representative.
  • By mail: Send a cheque to Money Everyday Credit Cards PO Box 347 Artarmon, NSW 1570 and allow up to five business days for the cheque to be processed. You may also have to account for the time it takes for the cheque to be delivered in the post.

Can I use my Money Everyday Credit Card at an ATM and what fees are associated?

Yes. You can use your card to withdraw cash at any ATM worldwide that carries the MasterCard or PLUS logos. Cash withdrawals from ATMs are charged at the Cash Advance interest rate and will be charged from the withdrawal date. International ATM withdrawals incur a fee of A$2.50. Withdrawals at ANZ ATMs are free in Australia.

What happens if my credit card is about to expire?

Two weeks before your old card is about to expire a new card will be sent out to you in the mail. If, for whatever reason, you don’t get your card, you need to call Woolworths Money Customer Service on 1300 10 1234.

How do I find out my credit limit on my Woolworths credit card?

Your credit limit is how much money Woolworths will allow you to spend on your card. They use a calculation of your income, assets, debts and liabilities to find out how much you could afford to repay.

You can request a specific credit limit or you can request the maximum amount of credit you can get. If you want more credit, request a credit limit increase. Each request for more credit is judged by the same criteria, so don’t expect to be granted more credit if you’ve taken the maximum amount and your circumstances have not changed.

You can request a credit limit increase by downloading the credit limit increase form available on the Woolworths website.

How do I get an additional card for a family member?

There’s the option of applying for an additional cardholder during the online application for a Woolworths credit card. This can also be done after the application by downloading an additional cardholder application from the Woolworths Money website.

Each Woolworths credit card may allow you to get a different number of additional cardholders. You can find out more on our review pages.

Each supplementary cardholder must be over the age of 16 and an Australian resident. If you have a family member who is over the age of 18, they can apply for a Woolworths credit card in their own name.

If you want to cancel a supplementary card, you need to notify Woolworths Money in writing, and then cut the card up and send it back to them in pieces.

What do I do if I lose my card or it's stolen?

Report a lost or stolen card immediately to Customer Service on 1300 10 1234. Do this right away otherwise you may be liable for charges on the card if someone else tries to use it.

If you’re overseas call +612 8276 0144. A fee may be charged to get your credit card sent out to you.

Who is the credit provider for Woolworths credit cards?

Both credit card products offered by Woolworths are underwritten by HSBC — they’re the credit provider for Woolworths. All cards issued after the 26th of October are underwritten by Macquarie Bank.

This shouldn’t be something you need to consider when applying for a Woolworths credit card. However, this will be factor if you’re looking to transfer a balance to a Woolworths credit card from an existing HSBC credit card.

What’s the difference between Money Everyday and Everyday Rewards?

The Woolworths Money Everyday MasterCard and Qantas Platinum Credit Card are products that operate as credit facilities. You can use them to finance your day-to-day purchases or as an emergency source of cash.

The Everyday Rewards Card is a Woolworths product that you use to hold your fuel saving discounts, and earn Everyday Rewards Points when you spend at Woolworths Group stores.

Cardholders will see real benefits when the Money Everyday Cards and the Everyday Rewards cards are linked. Existing Everyday Rewards members can do this when they apply for the Woolworths credit card. You get money off at the fuel pump when you swipe your credit card, you earn Everyday Rewards on all your credit card purchases and you get bonus points when you spend at Woolworths stores.

What is the Reloadable Prepaid MasterCard?

A prepaid MasterCard lets you spend your own money to shop online or in-store. They can be used everywhere MasterCard is accepted.

They’re a budgeting tool that can also be used by people who have bad credit and want a hassle-free way to make electronic payments.

Can I get a Woolworths Prepaid Credit Card?

These cards are prepaid, there’s no credit facility, and there’s no credit checks. They are widely available to purchase in-store at Woolworths, Big W or Safeway.

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203 Responses to Woolworths Credit Cards

  1. Default Gravatar
    cmjm | November 11, 2015

    how do i sign up for a rewards card via the internet

    • Staff
      Ysa | November 11, 2015

      Hi cmjm,

      Thanks for your inquiry.

      You can register for a new Woolworths rewards card on this page.

      I hope this helps.

      Cheers,
      Ysa

  2. Default Gravatar
    hamed | September 21, 2015

    hi
    I bought a prepaid Master card today and I lost it. I have the receipt still with me. not sure who to contact.

    Hamed

    • Staff
      Jonathan | September 21, 2015

      Hi Hamed, thanks for your question!

      Please note that you have reached finder.com.au a comparison service and not Woolworths. I have sent the contact details for Woolworths to your email address.

      Cheers,

      Jonathan

  3. Default Gravatar
    Brian | August 29, 2015

    If I have an average credit rating.. Should I even bother to apply?

    • Staff
      Sally | August 31, 2015

      Hi Brian,

      Thanks for your inquiry.

      As long as you meet the application requirements for a credit card you will be eligible to apply. You may like to refer to the following link for a guide on how to get your credit card application approved.

      However, before you apply for another credit card, you may wish to speak with some credit card providers directly to discuss your options and chances for acceptance, as several rejected credit card applications will have a negative impact on your credit rate and reduce your chances of approval even further.

      I hope this has helped answer your questions.

      Thanks,

      Sally

  4. Default Gravatar
    nicole | August 13, 2015

    Why can’t I access my silver credit card for withdrawals or any purchases after their 12th of the month as it gives me a fica reminder ,so question being what the use of having a credit card that limits you to the earliest time of the month when u have money but when needed like yesterday I couldn’t unacceptable need feedback asap please my direct contact number is X

    • Staff
      Jonathan | August 14, 2015

      Hi Nicole, thanks for your question!

      Please note that you have reached finder.com.au a comparison service and not an actual bank/ lender. To allow us to assist you further could you please inform us to which credit card you are using/ which bank you are a member of?

      Cheers,

      Jonathan

  5. Default Gravatar
    ntombi | August 7, 2015

    I want to open a credit card what must i do cos i cant find it?

    • Staff
      Jonathan | August 10, 2015

      Hi ntombi,

      Thanks for your inquiry!
      Please note that finder.com.au is an online comparison service and is not directly affiliated with Woolworths.

      If you have decided this card suits your needs, you can apply for this credit card by pressing the ‘Go to Site’ button which will take you to a secure web-form which will allow you to complete your credit card application. The application will only take you 10 to 15 minutes to complete if you have the required information (identification, income and expenses) ready. The eligibility requirements for the credit card are also available at the bottom of the review page to help assess whether the card is suitable for you.

      I hope this has helped.

      Cheers,

      Jonathan

  6. Default Gravatar
    Katie | June 16, 2015

    I have a platinum Visa card which is now interest free for the amount that’s on there, if I were to take more money out will that amount be taken off first or last? If it’s taken off last then it’s accumulating interest while I pay off the interest free?

    • Staff
      Jonathan | June 17, 2015

      Hi Katie, thanks for your inquiry!

      In regards to interest repayments when there is an interest free amount/ promotional rate present on the credit card, repayments will go to the highest rate of interest repayable on that credit card then to the next highest rate of interest and so forth. As a result taking money out would qualify as a cash advance which would take the first priority for repayments unless there was a higher interest rate available.

      Cheers,

      Jonathan

  7. Default Gravatar
    sue | April 14, 2015

    dear woolworths,
    I already had your mastercard and then i received a new platinum visa card, which i have now activated.

    however, i don’t know why i was sent the new card when my old one is current until 2017.

    can you explain?
    thanks
    sue

    • Staff
      Jonathan | April 14, 2015

      Hi Sue, thanks for your inquiry!

      Please note that finder.com.au is a comparison service and is not directly affiliated with Woolworths. It is possible that a new feature was implemented on Woolworths Money credit cards. Otherwise it would be best to contact Woolworths directly to inquire about your personal account and needs.

      Cheers,

      Jonathan

  8. Default Gravatar
    | April 8, 2015

    Hi just want to know if you can load money onto someone else bank card using your credit card and what would the maximum amount be that you can transfer to that account. thank you

    • Staff
      Jonathan | April 9, 2015

      Hi Zee, thanks for your inquiry!

      Unfortunately payments/ transfers from one credit card to another are not permitted.

      Cheers,

      Jonathan

  9. Default Gravatar
    zee | April 8, 2015

    Hi just want to know if you can load money on someone else’s account using your credit card and what is the maximum amount you can use. thank you

    • Staff
      Jonathan | April 9, 2015

      Hi Zee, thanks for your inquiry!

      Transfers to another account from a credit card are not supported. You would have to use a bank account or deposit facility in order to complete this type of transaction.

      Cheers,

      Jonathan

  10. Default Gravatar
    | April 8, 2015

    I have a woolies everyday prepaid card and i have sent more than the daily limit to the card. I hit the wrong button on my account and it sent more than the daily limit, What should i do, How do i get a refund to the account the money was sent from? Do i contact woolies or the funds will bounce back to the account it was sent from?

    • Staff
      Jonathan | April 10, 2015

      Hi Carl, thanks for your inquiry!

      Any excess on the maximum balance of the Woolworths card will be placed in a ‘quarantined’ status. This means that the quarantined funds will be available to you after the card has sufficient space to accommodate the quarantined funds. Please refer to point 4c) of the terms and conditions PDF I have sent you for a numerical example provided by Woolworths.

      Cheers,

      Jonathan

Credit Cards Comparison

Rates last updated February 8th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
NAB Premium Card
Long term balance transfer offer with premium benefits such as travel insurance.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months $90 p.a. Go to site More info
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
One of the lowest rate balance transfer deals combined with a low on-going purchase rate.
VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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