Woolworths Credit Card

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Woolworths Everyday Savings

Find out why Woolworths credit cards have been such a hit. Understand how you can earn rewards to use at the wide range of Woolworths Group stores

Woolworths Qantas Credit Card

Woolworths Credit Card Offer

The Woolworths Qantas Credit Card is a fresh new credit card for Australians which allows you to earn both Everyday Rewards points and Qantas Frequent Flyer points on everyday purchases. You can redeem your points for flights at over 700 destinations plus 1,800 products, gift cards and experiences at the online Qantas Frequent Flyer Store.

  • $89 p.a. annual fee
  • 19.99% p.a. on purchases
  • Cash Advance Rate of 20.99% p.a.
  • 55 days interest free
  • Minimum Income Requirement of $50,000 p.a.

Woolworths Credit Card Comparison

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Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Woolworths Qantas Credit Card
Woolworths Qantas Credit Card
Receive 16,000 Bonus Qantas Frequent Flyer Points. Plus earn 1 Qantas Frequent Flyer point for every $1 spent on most purchases. 19.99% p.a. $89 p.a. 20.99% p.a. Apply Now For The Woolworths Qantas Credit Card
Read More About The Woolworths Qantas Credit Card
Woolworths Everyday Money Card
Woolworths Everyday Money Card
Receive 10,000 Money Back Reward Points. Plus earn up to 3.00 reward points for every $1 you spend on your Everyday Money card. 19.84% p.a. $49 p.a. 21.34% p.a. Apply Now For The Woolworths Everyday Money Card
Read More About The Woolworths Everyday Money Card

The Woolworths credit card, called the Woolworths Everyday Money™ credit card, is the first product offered by Everyday Money and it has proven to be very popular both with customers and industry commentators since it appeared. This is largely down to the rewards scheme that comes with the Woolworths credit card, which industry surveys have found to be one of the best value rewards schemes available. In fact, the Woolworth’s Everyday Money™ credit card was awarded Money Magazine’s Best Innovative Product 2009, and the Canstar Cannex five-star rating for its rewards program, May 2009.

You earn points according to where you shop. Earn three points for every dollar you spend on Woolworths Select products, excluding purchases made online; two points per dollar for every other product purchased at Woolworths Group Stores; and one point per dollar can be earned on all other purchases made on your Woolworths credit card.

Every four months, if you have enough points, you automatically receive a shopping card to spend at any participating Woolworths group stores, which include Woolworths and Safeway Supermarkets, Caltex Woolworths/Safeway co-branded fuel outlets, Big W, Dick Smith Electronics and Dick Smith PowerHouse, Tandy, Thomas Dux Grocers, and Dan Murphy’s. You also benefit from being able to pay for fuel at the pump with Epump#, exclusive to Everyday Money customers.

If a retail rewards credit card suits the way you shop, then the Woolworths Everyday Money credit card may be the perfect choice for you.

# epump is available to Everyday MoneyTM credit cardholders only. epump is only available at participating CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets and is not available in Tasmania. Some fuel outlets may not offer epump facilities on all fuel types.

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on balance transfers & no annual fee

0% p.a. for 9 months on balance transfers & platinum benefits

0% p.a. for 8 months

on balances transfers & reward points

0% p.a. for 9 months

on balance transfers & low rate

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  • Which bank can i pay my Woolworths credit card bill at?

    Having a credit card with a supermarket may be a bit unusual – but paying back the bill follows the same process as the banks. Woolworths Everyday Money Credit Card If you apply for this card before the 31st March 2013, you can enjoy no annual fee for the first year, then $49 p.a. along [...]

  • Woolworths Everyday Money Reloadable Prepaid MasterCard

    The Woolworths Reloadable Prepaid MasterCard will make many Australian consumers very happy. It is the perfect card for people looking to manage their finances better without getting into credit card debt. Even if you currently have bad credit you can utilise this card to manage your cash while keeping thieves away…

  • Woolworths Qantas Credit Card Review & Application

    Introducing the new Woolworths Qantas Credit Card. Earn 1 Qantas Frequent Flyer point for every $1 spent on purchases. If you apply and make a purchase by the 31 December 2011, you will be eligible to receive a bonus 5,000 Qantas Frequent Flyer Points. Read our review of the new Woolworths Qantas Credit Card and apply online today to take advantage of this offer!

  • Woolworths Credit Card Review – Earn rewards points on your everyday purchases

    Every once in a while an irresistible credit card promotion hits our Australian shores. One such card will be available to you from today in a sizzling everyday fashion. Hot off the press, the Everyday Money credit card is getting a spot in the limelight with a brand new promotional offer, hard to resist for savvy credit card shoppers.

  • Everyday Rewards Card

    There is a card that will offer you points towards flights and fuel. There are not many cards that can say that. With points that can be accumulated in so many different ways, there is no reason to not use this card for your everyday spending.

  • ePump: Use Your Woolworths Credit Card to Save time and Earn Rewards

    ePump is a great new facility available exclusively to Woolworths Everyday Money™ credit cardholders at CALTEX-Woolworths co-branded fuel sites. It will save you time, by allowing you to pay for your fuel at the pump using a Woolworths Everyday Money™ credit card so there’s no need to queue up in the store to pay#.

    # epump is available to Everyday MoneyTM credit cardholders only. epump is only available at participating CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets and is not available in Tasmania. Some fuel outlets may not offer epump facilities on all fuel types.

  • Woolworths Credit Card Application: Apply for a Woolworths Everyday Money™ credit card Online

    Follow our complete guide to applying online for a Woolworths Everyday Money™ credit card – a step by step on completing the online credit card application.

  • Apply now for a Woolworths Everyday Money™ credit card

    Apply online for a Woolworths Credit Card. The Woolworths Everyday Money™ credit card is a fantastic credit card offer with some fantastic rewards. Read our guide to completing an application for a Woolworths credit card online.

  • Woolworths Credit Card – Take advantage of the latest offer on the Woolworths Everyday Money™

    The Woolworths Everyday Money™ credit card is a very popular credit card with it’s Everyday Money Rewards Program.

  • Woolworths Everyday Money™ credit card – Details and Application

    The new Woolworths Everyday Money™ credit card allows you to be rewarded by simply changing the way you purchase everyday groceries.



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47 Responses to Woolworths Credit Card

  1. Default Gravatar
    Tuan | March 17, 2013

    Hi to whom it may concern
    I applied for woolworths credit card for nearly a week but I still not receive any answer from you . I am wonder how long does it take to process the application.
    Thanks
    Tuan cong Nguyen

    • Staff
      Jacob | March 18, 2013

      Hi Tuan. Call the lender and follow up your application with your reference number. It takes about a week to process a credit card application, but you should know your application status as soon as you’ve completed the online application. Thanks.

  2. Default Gravatar
    ken | March 18, 2013

    i need a card to pay at the pump for woolworths petrol.the service attendant told me to apply on line .can u help.

    • Staff
      Jacob | March 19, 2013

      Hi Ken. This page may be of help. It explains the relationship between the Woolworths Everyday Money Card and how to earn points when you pay for petrol. Thanks.

  3. Default Gravatar
    Emily | March 18, 2013

    Hi, you mention that we’ll know the status right away? Do they email you this info? Thanks.

    • Staff
      Jacob | March 19, 2013

      Hi Emily. You will have a response via email within minutes of completing the application. If this is not the case, call them direct. Thanks.

  4. Default Gravatar
    Betty | March 23, 2013

    Does the bonus of 16000 frequent fly points is still apply before we apply 31 March 2013?

    • Staff
      Marc | March 25, 2013

      Hi Betty,
      thanks for the question.

      The Woolworths Qantas Credit Card does still offer 16,000 bonus points if you apply before 31 March 2013, are approved and make an eligible purchase by 31 May 2013.

      Cheers,
      Marc.

  5. Default Gravatar
    John | March 25, 2013

    I applied online last Thursday for a credit card. I haven’t received any response at all. Nothing. So I don’t know who to contact. I have no reference number. I am wondering if the application got lost in cyberspace. I don’t want to re apply if it has been received. I believe the Woolworths card is through HSBC. They say do call if it is an online application. What should I do?

    • Staff
      Marc | March 25, 2013

      Hello John,
      thanks for the question, it’s something we hear regularly.

      There are many reasons why your bank may not have responded to you, so for help with this visit this page. It explains the possible reasons and what you can do about it.

      I hope this helps,
      Marc.

  6. Default Gravatar
    Mohamad Dib | March 27, 2013

    Hi I applied for a woolworths credit card on line but I still don’t have an answer

    • Staff
      Jacob | March 27, 2013

      Hi Mohammad. Thanks for your question. Here’s an article with information on how to check on your credit card application. You should receive an answer right after you finish your application. If you have not, call them next time their call centre is open.

  7. Default Gravatar
    Rennae | March 31, 2013

    What is the credit limit on these cards?

    • Staff
      Jacob | April 2, 2013

      Hi Rennae. Thanks for your question. These cards have a minimum credit limit, please see table at the bottom of the review and application pages for more information. The maximum credit limit for these cards is set based on an applicants financial information supplied to the lender during the application process. Jacob.

  8. Default Gravatar
    Betty | March 31, 2013

    Is Woolworths Credit Card is the same as normal credit card which you can use in any store that you make your purchase eg. Myers, DJ, Jacqui E, Mathers etc.

    • Staff
      Jeremy Cabral | April 1, 2013

      Hi Betty

      Thanks for your question

      Yes, the all Woolworths credit cards can be used in any store where MasterCard payment is accepted.

      I hope this was helpful, please ask any further questions as we’re here to help

      Cheers,
      Jeremy

  9. Default Gravatar
    Steve | April 3, 2013

    Do not expect a quick turn around on this card, I applied some time late January & received approval notice 2 weeks ago after several followup requests for information and proof of identity, and the card arrived yesterday. Of course your experience may differ.

  10. Default Gravatar
    Noela Jefferies | April 10, 2013

    Hi there

    My husband and I both have everyday money credit cards with your company. We usually receive our rewards cards together however he recently received his but I didn’t receive mine. Can you please advise.

    Thanks
    Noela Jefferies

    • Staff
      Jacob | April 10, 2013

      Hi Noela. Thanks for your question. Please contact Woolworths directly if there has been a problem with receiving your card. Jacob.

  11. Default Gravatar
    Joanna | April 11, 2013

    what is the interest rate on balance transfers (approx $1000) to the woolworths everyday money card? And what credit limits are available?
    Thank you

    • Staff
      Jacob | April 11, 2013

      Hi Joanna. Thanks for your question. Woolworths is currently not offering a balance transfer promotion to either of their cards listed on our site. For balance transfer offers, please check this page. Information about the minimum credit limit for these cards can be found on their individual review and application pages. You can elect a credit limit when you apply for the card; however, the final say will rest with the lender, they will assign a credit limit based on what they think you can service – mainly determined by the financial information you provide during the application. Jacob.

  12. Default Gravatar
    Peter | April 13, 2013

    If I fly with jetstar will I get to use the frequent flyer points on those flights

    • Staff
      Jacob | April 13, 2013

      HI Peter. With the Woolworths Qantas Credit Card, you’re earning Qantas Frequent Flyer Points. You can use them to fly Jetstar domestic, and international flights, in addition to Qantas Partner Airlines. I’ve sent more information to your email.

  13. Default Gravatar
    mapula | April 14, 2013

    I did apply on line for a woolworths credit card my application was saved but not submitted due to system was busy with maintenance I was sent id reference to review my application and submit

    • Staff
      Jacob | April 14, 2013

      Hi Mapula. To complete you application, return to the application screen and clock on the resume the application option. You can enter your details from the previous application and finish it off. Let us know if you have any further questions. Jacob.

  14. Default Gravatar
    kgari | April 17, 2013

    I have applied online for a credit account at woolworths and got no answer.

    • Staff
      Jacob | April 18, 2013

      Hi Kgari. Thanks for your question. If you apply online, you should get an answer within minutes. If this is isn’t the case, can you please contact Woolworths directly. You can find their contact number on this page. Please be vigilant with checking on the status of your application. The process should only take a week to two weeks before you have your card. Once again, if this is not the case, get in touch with them. Hope this has helped. Let me know how I could have answered this better. Jacob.

  15. Default Gravatar
    Kym | April 18, 2013

    is visa cards accepted more world widely than mastercards.??

    • Staff
      Jacob | April 18, 2013

      Hi Kym. Thanks for your question. So MasterCard say that you can use their cards in over 33 million locations worldwide and Visa have a similar number. It’s difficult to say that one card is accepted in more locations than the other, in my experience while I was overseas, merchants and ATMs accepted both Visa and MasterCard equally, although Visa has a slightly larger market share than MasterCard. Hope this helps, Jacob.

  16. Default Gravatar
    senzo | April 20, 2013

    I applied for woolworths credit card three weeks ago now. I’m still waiting for an answer.

    • Staff
      Jacob | April 21, 2013

      Hi Senzo. Thanks for your question. You should have heard right after you completed application whether it was successful, unsuccessful or whether you needed to provide additional information. Please call them with your application reference number. This page has additional information and contact numbers. Jacob.

  17. Default Gravatar
    Ally | April 22, 2013

    How can you get a cash advance off your card?…. is it just directly through an ATM? If so, which ATM’s can you use?
    Many thanks
    Ally

    • Staff
      Jacob | April 22, 2013

      Hi Ally. Thanks for your question. Transactions that are considered a cash advance are not just limited to withdrawing cash from an ATM. Some BPAY transactions, for instance, are considered a cash advance. You can use any ATM that accepts a MasterCard, however, you may be charged a fee if you use an ATM outside of the HSBC network. Jacob.

  18. Default Gravatar
    Giles | April 26, 2013

    How do I change my address in regards to my prepaid MasterCard.

    • Staff
      Jacob | April 27, 2013

      Hi Giles. Thanks for your question. You will need to complete a change of customer details form – I’ve sent the link to your email. Jacob.

  19. Default Gravatar
    Lim | April 28, 2013

    Does the Woolworths Qantas Mastercard provide travel insurance coverage for luggage & illness for travel interstate or overseas?
    And does reward points expire if not used?
    Are accumulated reward points deducted for the “enough points issued shopping card” issued?
    Are there maximum points cap per month? Thank you.

    • Staff
      Jacob | April 29, 2013

      Hi Lim. Thanks for your question. This card does not provide complimentary international travel insurance. Qantas Frequent Flyer Points will not expire as long as you have earned points or used your points in an 18 month period and there is no points capping. Any spending on the card will earn Qantas Frequent Flyer Points, which can be used in the Qantas Online Store and to purchase flights. Jacob.

  20. Default Gravatar
    Kylee | May 10, 2013

    I was approved for a Woolworths credit card 2 weeks ago and I still have not received it. I would like to know if I will be getting my credit card.

    • Staff
      Jacob | May 10, 2013

      Hi Kylee. Thanks for your question. Please contact Woolworths. It takes between one and two weeks to receive your card, if you’re concerned that it’s taking too long, please get in touch with them. You can find their contact number here. Jacob.

  21. Default Gravatar
    Roswitha | May 13, 2013

    I would like to know the payout figure on my card and cancel it please

    • Staff
      Jacob | May 13, 2013

      Hi Roswitha. Thanks for your question. If you would like to pay your account, can you please check your last credit card statement, or check our online banking facility for information on your account. Once you’ve paid the account in full, contact Woolworths to request to cancel the card. Jacob.

  22. Default Gravatar
    Juliet | May 13, 2013

    Hi, does your qantas 16,000 frequent flyer card come with a balance transfer? I can’t find it written anywhere but there is reference to balance transfers throughout the terms n conditions. Essentially I’m looking for a balance transfer card that allows me to shop at woolies and collect frequent flyer points at the same time. How much is an eligible purchase? Can’t find any monetary figure. Thanks

    • Staff
      Jacob | May 13, 2013

      Hi Juliet. Thanks for your question. Currently, this card is not offering a balance transfer promotion to customers. There are a number of cards that let you earn Qantas Frequent Flyer (QFF) Points when you make an eligible purchase. An eligible purchase is basically all your everyday purchases you make on the card, including things like groceries. An ineligible purchase is a cash transaction, like a balance transfer or withdraw cash from an ATM. The real value of this card comes when it’s linked to the Everday Rewards Card. When you do this you can earn bonus QFF points when you shop at Woolworths and Woolworths Group stores. When you spend over $30 in one transaction, you will get 1 QFF point for every dollar spent (over $30). You can compare Qantas Frequent Flyer credit cards here, some of these cards have a balance transfer offer – look for the offer in the comparison table. Let me know if you need more information. Jacob.

  23. Default Gravatar
    tuansit | May 17, 2013

    hi

    I called you at 1300 number several times. no success. impossible to get through. kept holding so many times. Thanks. best regards. (issue being: i wish to cancel my card)

    • Staff
      Jacob | May 17, 2013

      HI Tuansit. I will say that we’re not Woolworths. You will have get in touch with them to cancel your card. Please persevere if you wish to cancel your card. Jacob.

  24. Default Gravatar
    Vivian | May 20, 2013

    Hi,
    I just want to check – When using the Woolworths Qantas Credit Card I get 1 Qantas Frequent Flyer point for every dollar spent on eligible purchases anywhere. And if shopping a Woolworths or an associated business I’ll get an extra 1 point for every dollar I spend over $30 (except Dick Smith – $50) as long as I have an Everyday Rewards Card as well. Is this correct?

    • Staff
      Jacob | May 20, 2013

      Hi Vivian. Thanks for your question. You hit the nail on the head. Let me know if there’s anything else you want to know. Jacob.

Credit Cards Comparison

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Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate
A low rate on purchases, balance transfer and a low annual fee. 13.14% p.a. 0% p.a. for 9 months $58 p.a. 21.49% p.a. Apply Now For The ANZ Low Rate
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HSBC Credit Card
HSBC Credit Card
No annual fee for the life of the credit card. Plus a low balance transfer offer. 17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Apply Now For The HSBC Credit Card
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Bankwest Zero Platinum MasterCard
Bankwest Zero Platinum MasterCard
Exclusive Offer to Credit Card Finder. No annual fee credit card with platinum benefits. 17.99% p.a. 0% p.a. for 9 months $0 p.a. 21.99% p.a. Apply Now For The Bankwest Zero Platinum MasterCard
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Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Low Rate Credit Card
A low interest rate offer on purchases and balance transfers. 0% p.a. for 5 months (reverts to 12.99% p.a.) 5.99% p.a. for 5 months $78 p.a. ($48 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Rate Credit Card
Read More About The Commonwealth Bank Low Rate Credit Card
ANZ Platinum Credit Card
ANZ Platinum Credit Card
No annual fee for the first year and a balance transfer offer. 19.39% p.a. 0% p.a. for 9 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) 20.99% p.a. Apply Now For The ANZ Platinum Credit Card
Read More About The ANZ Platinum Credit Card

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.