Woolworths Everyday Money™ credit card – Details and Application

Review of the Woolworths Everyday Money™ credit card

Earn points with a rewards program which will reward you when you need it: Your everyday life and purchases.

Balance Transfer Rate		0% p.a. for 6 months
Interest Rate		19.49% p.a.
Annual Fee		$0 for the first year ($49 per year after that)
Interest Free Period		up to 55 days
Cash Advance Rate		20.99% p.a.
Card Type		Standard
Credit Card Type		Mastercard
Rewards Program		No

Features include:

• 19.49% on purchases*, and a $0 annual fee in the 1st year, then only $49 per year after that.
• 0% p.a. for 6 months on balance transfers
• Rewards Program: Earn up to 3 reward points for every $1 you spend^ on your Everyday Money card, every 4 months, if you have enough points, you will automatically be sent a shopping card.# to use in the wide range of Woolworths group stores.
• Up to 3 points per $1 spent^
• Earn a shopping card every 4 months^#
• Your choice of 4 fresh card colours
• 19.49% on purchases

Earn up to 3 points for every $1 spent

At 4 month intervals you’ll receive a new shopping card (provided you’ve earnt enough points) which you may redeem at the stores listed below. Points are redeemable for practically anything: electronics, groceries and petrol.

• You’ll earn 3 points for every dollar you spend on Woolworths products purchased in-store at Woolworths/Safeway Supermarkets, excluding Online.
• You’ll earn 2 points for each dollar spent** on goods at Caltex, Big W, Safeway Liquor, Dick Smith Powerhouse along with participating Tandy and Dick Smith Electronics stores.
• You’l earn 1 point for each dollar spent on every other purchase
  

Some exclusions apply

Click here to read the official terms and conditions

How does the Rewards Program Work on the Woolworths Everyday Money™ credit card?

You can earn 1 to 3 points for every dollar spent, depending on the store you make the purchase at. Typically, you’ll earn 1 point for every dollar spent anywhere, 2 points for stores and groups related to Woolworths, and 3 points for directly Woolworths purchases.

At four monthly intervals, your points are converted into a card which basically works as a gift card. It expires after 3 months from the date it’s sent.

What amounts are the shopping cards available in?
The minimum shopping card value is $20 (3,448 points) and it is then offered in increments of $5 (862 points). As an example, if you have accrued 5,000 points as at the end of October, February or June, we will send you a shopping card for $25 (4,310 points) and the remaining 690 points will remain available for redemption in the next rewards period.

Terms and Conditions:

Credit card issued by HSBC Bank Australia Limited ABN 48 006 434 162.

^No reward points are earned on business expenses, Dick Smith interest free promotions, interest free merchant purchases, balance transfers and cash advances. 1 point for every dollar excludes Dick Smith interest free promotions. 2 points for every dollar excludes Dick Smith interest free promotions, purchases at online sites, standalone photo kiosks, optical counters, DVD vending machines, mobile EFTPOS terminals and Dick Smith and Tandy franchisees and resellers. For a list of franchisees and resellers please call 1300 10 1234.
** The Everyday Money Shopping Card is redeemable at participating stores only and expires 90 days after date of issue. Participating stores may change from time to time. The shopping card is currently not accepted at some designated Dick Smith, Tandy stores and CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets. The shopping card cannot be used for online purchases (except Homeshop), at standalone photo kiosks, optical counters, DVD vending machines and mobile EFTPOS terminals. For a full list of participating stores where you can use your shopping card or for details of the points you’ll need to obtain one, please call 1300 10 1234

Click here to read the official terms and conditions

Related posts:

1. Woolworths Credit Card – Take advantage of the latest offer on the Woolworths Everyday Money™
2. Woolworths Everyday Money™ Offer – everydaymoneycard.com.au
3. Woolworths Everyday Money™ Credit Card Review – Earn rewards points on your everyday purchases
4. Review: Woolworths Everyday Money™ credit card helps with family spending
5. Woolworths Everyday Money TV Commercial Offer – everydaymoney.com.au
6. Woolworths Everyday Rewards
7. Coles Group Source MasterCard or Woolworths Everyday Money™ credit card—which is better for your hip pocket?

1. Paul Says:
   July 7th, 2009 at 4:11 pm

   The woolworths card is crap.
   I have an combined income of 110,000p.a and $60000 cash in the bank and they gave me a credit limit of $500. What the ##$%%??

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