Woolworths Everyday Money Credit Card – Details and Application

Woolworths has a new credit card Fresh in Australia – the Woolworths Everyday Money Credit Card!

Save with a rewards program which will reward you when you need it: Your everyday life and purchases.

Features include:

• Limited time offer: No annual fee in the 1st year, followed by a low $49 fee.
• 5.99% p.a. for 6 months on balance transfers
• 18.74% p.a & 55 days interest free on purchases.
• Promotional offer: Bonus $50 shopping card. Apply by 31 March 2010 and make 3 purchases by May 2010.
• Up to 3 points per $1 spent^
• Earn a shopping card every 4 months^#
• Your choice of 4 fresh card colours

Click here to see the Official Woolworths Everyday Money Credit Card Offer.

Earn up to 3 points for every $1 spent

At 4 month intervals you’ll receive a new shopping card (provided you’ve earnt enough points) which you may redeem at the stores listed below. Points are redeemable for practically anything: electronics, groceries and petrol.

You’ll earn 3 points for each dollar you spend on either Woolworths or Safeway Supermarkets, not including purchases made online.

You’ll earn 2 points for each dollar spent** on goods at Caltex, Big W, Safeway Liquor, Dick Smith Powerhouse along with participating Tandy and Dick Smith Electronics stores.

How does the Rewards Program Work on the Woolworths Everyday Money Credit Card?

You can earn 1 to 3 points for every dollar spent, depending on the store you make the purchase at. Typically, you’ll earn 1 point for every dollar spent anywhere, 2 points for stores and groups related to Woolworths, and 3 points for directly Woolworths purchases.

At four monthly intervals, your points are converted into a card which basically works as a gift card. It expires after 3 months from the date it’s sent.

What amounts are the shopping cards available in?
The minimum shopping card value is $20 (3,448 points) and it is then offered in increments of $5 (862 points). As an example, if you have accrued 5,000 points as at the end of October, February or June, we will send you a shopping card for $25 (4,310 points) and the remaining 690 points will remain available for redemption in the next rewards period.

Terms and Conditions:

Credit card issued by HSBC Bank Australia Limited ABN 48 006 434 162.

HSBC lending criteria applies. Fees, Charges and Interest Rates apply and are current as at 9 March 2009 but are subject to change. Terms and conditions apply and are available upon request.

^ Excludes Dick Smith Electronics/PowerHouse interest free promotions, interest free merchant purchases, balance transfers and cash advances.

** Excludes Dick Smith Electronics/PowerHouse interest free promotions, purchases at online sites, standalone photo kiosks, optical counters, DVD vending machines, and mobile EFTPOS terminals. Excludes Dick Smith Electronics and Tandy franchisees and resellers. For a list of franchisees and resellers visit everydaymoney.com.au or call 1300 10 1234.

The bonus $30 credit is only available to new primary cardholders who apply between 1 December 2009 and 10 January 2010 and who make a purchase on their credit card by 28 February 2010 (excluding Dick Smith interest free promotions). Your account must be current and not in arrears. The bonus $30 credit offer cannot be used in conjunction with any other bonus offer. Allow up to 8 weeks from date of first purchase on your credit card for receipt of your credit.

Related posts:

1. Review: Woolworths Everyday Money Credit Card helps with family spending
2. everydaymoney.com.au – Woolworths Everyday Money Credit Card Offer
3. Woolworths Everyday Money Offer – everydaymoney.com.au
4. Woolworths Everyday Money TV Commercial Offer – everydaymoney.com.au
5. Woolworths Everyday Money Bonus – Frequent Flyer Points
6. Woolworths Credit Card Application: Apply for a Woolworths Everyday Money Credit Card Online
7. Woolworths Everyday Rewards: Earn Frequent Flyer Points While You Shop

One Response

1. Paul Says:
   July 7th, 2009 at 4:11 pm

   The woolworths card is crap.
   I have an combined income of 110,000p.a and $60000 cash in the bank and they gave me a credit limit of $500. What the ##$%%??

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