Woolworths Credit Card Review – Earn rewards points on your everyday purchases
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Woolworths Everyday Money credit card review
Apply for the Woolworths Everyday Money credit card and receive the following great features:
Woolworths Everyday Money credit card features
on purchases – If you love to shop and pick up a bargain while you’re out shopping, you’ll love the fact that with the Everyday Money credit card you’ll get to enjoy 19.84% p.a. on purchases
annual fee – a very low $49 per year is hard to beat for added value.
Get rewarded for shopping
Issued by HSBC Bank Australia, the Everyday Money credit card will reward you with up to 3 points for every dollar spent. You can accumulate your points in many retail outlets and shops around Australia. Every 4 months you’ll receive the equivalent of your points fully loaded on an Everyday Money shopping card. This card can then be used to shop to your heart’s content in most of the Woolworths Group stores.
What happens when the promotion comes to a close?
Since every good thing comes to a close at some stage or another you need to take note of the legal terms and conditions of the Everyday Money credit card. One thing to keep in mind is that rewards points will not be earned on Dick Smith interest free promotions, cash advances, business expenses and balance transfers.
Please read the terms and conditions to find out more.
Read the Woolworths Everyday Money Card terms and conditions.
| Minimum Income | $30,000 | |
|---|---|---|
| Minimum Age | 18 years of age | |
| Available to Temporary Residents | Yes - Conditions apply | |
| Credit Rating Requirement | Good | |
| Min Credit Limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $1,000 |
| Annual Fee | $49 p.a. | |
|---|---|---|
| Minimum Repayment | 2.5% | |
| Late Payment Fee | $35 | |
| Over Limit Fee | $35 | |
| Overseas Emergency Replacement | $50 | |
| Foreign Currency Conversion Fee | 3% | |
| Gambling Transactions Allowed | No | |
| Additional Cardholder Fee | $0 | |
| Number of Additional Cardholders | 1 |
Pros
- There is a tiered structure of rewards accrual with bonus points earned when you shop at Woolworths. This is a great incentive for people who already do most of their shopping at Woolworths.
- This card can be linked to the other Woolworths rewards cards.
Cons
- Rewards are automatically redeemed in four month intervals. This gives the card holder minimal control over the frequency of redeeming rewards and may restrict people from using the voucher when it's convenient for them.
Read the Woolworths Everyday Money Card terms and conditions.
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