Woolworths Credit Card Review – Earn rewards points on your everyday purchases

The Everyday Money credit card is issued by HSBC Bank Australia Limited ABN 48 006 434 162 ACL No. 232595 (“HSBC”) and HSBC is the credit provider. Lending criteria, Fees, Charges and Interest Rates apply and are current as at 1 October 2011 and are subject to change. Minimum monthly repayments are required and calculated at 2.5% of the outstanding balance or $30, whichever is greater. The minimum credit limit for this product is $1,000. Terms and conditions apply and are available upon request. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

The Everyday Money Prepaid MasterCards are issued by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL 234527. Please consider the Product Disclosure Statement (by phoning 1300 10 1234 or available here) before making any decision about the product and consider whether this product is right for you.

1. The bonus $50 Shopping Card is only available to new approved primary cardholders who apply between 17 October 2011 and 31 December 2011, who activate and make a purchase on their credit card before 29 February 2012. Purchases exclude Dick Smith interest free promotions. Your account must be current and not in arrears in order to receive the bonus Shopping Card. Allow up to 8 weeks from the date of your purchase for receipt of your Shopping Card.

2. No Money Back rewards points are earned on business expenses, interest free promotions, balance transfers and cash transactions.

* Annual fee of $89 waived in the first year. The first annual fee will be debited on the 12 month anniversary of the account opening date providing a transaction has been made on the account
* 5,000 Qantas Frequent Flyer bonus points offer is available to new primary cardholders who apply between 17 October and 31 December 2011, are approved and make an eligible purchase on their Woolworths Everyday Rewards Qantas credit card by 29 February 2012. Offer is not available to existing Woolworths Everyday Money credit cardholders who request to transfer to this product. Allow up to 8 weeks after the qualifying purchase is made for the points to appear on your credit card statement, at which time your credit card account must be current and not in arrears. Eligible purchases exclude interest free promotions, balance transfers, business purchases and cash advances.