Offers 100,000 bonus ANZ Reward Points and $50 back, with a $149 annual fee.
The ANZ Rewards Platinum earns up to 1.5 ANZ Reward Points per $1 on eligible purchases, which you can redeem for gift cards, frequent flyer point transfers and other rewards. It also offers complimentary international and domestic travel insurance, as well as other types of cover.
| Product Name | ANZ Rewards Platinum |
| Balance transfer rate p.a. | 21.99% |
| Balance transfer limit | 95% of available limit |
| Purchase rate p.a. | 20.99% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 21.99% |
| Min credit limit | $6,000 |
| Card type | Visa |
| Available to temporary residents | Yes - Conditions apply |
| Joint application | No |
| Rewards program | ANZ Rewards Program |
| Bonus points | 100,000 |
| Rewards points per $ spent | 1.5 |
| Annual fee | $149 |
| Minimum monthly repayment | 2% of the closing balance or $25, whichever is greater |
| Late payment fee | $20 |
| Foreign currency conversion fee | 3% |
| Cash advance fee | 3% |
| Overseas cash advance fee | 3% of the transaction amount or $4 (whichever is greater) |
| Overseas ATM withdrawal fee | $5 |
| Additional cardholder fee | $65 |
| Number of additional cardholders | 9 |
Amy Finder
Editor
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Sarah Megginson Finder
October 26, 2023
Hi Donna,
If you wish to get a credit card to earn points, a rewards card is a good option. These often come with a higher annual card fee (on this card, it’s quite low at $95 – fees can be up to $400, or more for premium top end cards).
It can be tricky to find a card that offers both a low interest rate and rewards points, so it’s worth considering which goal is more important to you? If you pay off all purchases in full each month then the interest rate won’t matter as much, and you can aim to find a card with a high earn rate and ideally a good bonus points offer at sign up. If you think you may carry debt on the card (ie you won’t pay the balance in full each month), then it’s important to consider whether the points you earn for travel will be outweighed by the interest you earn.
We’re not licenced to provide personal advice, but hopefully this information helps you make a decision. Best of luck!
Sam
July 09, 2023
I’m a current customer of anz and have an anz rewards credit card – not a platinum. Am I eligible for the 80,000 points and/or $50 cash back?
Also is travel insurance available with my current credit card? Or only with the platinum?
Elizabeth Barry Finder
July 13, 2023
Hi Sam,
According to ANZ’s criteria, to be eligible for the bonus points offer you just need to make sure “you don’t currently hold and haven’t opened or closed an ANZ Rewards Black, ANZ Rewards Platinum, ANZ Rewards Travel Adventure or an ANZ Rewards credit card in the last 12 months and meet all other offer eligibility criteria”. So unfortunately it sounds like you still will not be eligible for the offer.
It looks like your credit card, the ANZ Rewards Credit Card, is discontinued. But from what I can see there are no complimentary insurances included on the card. However, you might want to confirm this with ANZ directly.
Hope this has helped,
Elizabeth
Bill
May 19, 2023
I want to pay my airline tickets with my visa card as I want the travel insurance that comes with it.
the airline tickets are [more than] my card limit. Can I pay [the difference] in advance and then use my card?
Amy Bradney-George Finder
May 23, 2023
Hi Bill,
If you want to add the additional funds to your credit card, contact ANZ on 13 22 73 to see if this is possible. Alternatively, you could see if the airline or travel booking service will accept a part payment from your credit card and another account.
Something else to keep in mind is that this international travel insurance is available when you spend $250 on prepaid travel costs with the card and meet the other requirements. As well as flights, this spending amount could be for accommodation or other “prepaid travel itinerary items” according to the complimentary credit card insurance policy document (pdf effective 27 April 2022). I hope that helps.
Sue
February 28, 2019
I have paid for a holiday at Christmas with my Visa credit card. I understand that my husband is not eligible for the free travel insurance as he is outside the age limit. Am I eligible for the travel insurance and how do I go about arranging a copy of the policy?
Thank you for your help.
Jeni Finder
March 02, 2019
Hi Sue,
Thank you for getting in touch with Finder.
The eligibility requirements for the ANZ complimentary travel insurance are as follows:
Since ANZ credit card complimentary travel insurance is underwritten by Allianz Australia Insurance, please contact them directly for a copy of your policy.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Ryan
July 21, 2018
I have made one eligible purchase within 3 months from card approval. I want to know when can i receive the 65,000 points and 50 cash back?
Joel Marcelo
July 21, 2018
Hi Ryan,
Thanks for leaving a question on finder.
Ideally, you will be receiving the bonus points within the billing cycle for the month. To check your Reward Points balance and Rewards Statement, please log into your ANZ Rewards account on the ANZ website.
Cheers,
Joel
Donna E Shipton
October 25, 2023
I am an ANZ customer and want to earn points when I travel which is not often but I want a CC to work a bit for me – I do not have one to pay off I use a Debit Card and have savings – I basically want to try and get points to use for travel; low annual fee and low % on purchases I will not be using it for cash advances – I also only want for up to say $6000 – what would you recommend for me I have an idea but want your expert advise
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