HSBC Platinum Qantas Credit Card

• Eligible balance transfer debt. If you are planning to transfer a balance, you can transfer up to 90% of your available credit limit from Australian-issued, non-HSBC credit cards.
• Age. You must be at least 18 years old to apply for a credit card in Australia.
• Credit history. You'll need to have at least a "good" credit score. You can check your credit score and get your comprehensive credit report for free through Finder.

Required documents

• Personal information. This includes your full name, date of birth, residential address, email address, contact number and identification such as your driver's licence number.
• Employment details. You'll need to provide details of your current role and salary, as well as your employer's contact details. You may also need to provide several recent pay slips to verify your income.
• Financial information. This includes details of any assets such as property, shares or savings, as well as existing debts. You'll also need to estimate your regular household spending on essentials such as food shopping and gas, electricity, phone and Internet bills.
• Balance transfer details. If you are transferring a balance you will need to provide details of those accounts, including the BSB and account numbers, as well as the amount(s) you want to transfer.

• Complimentary Qantas Frequent Flyer Membership. You need to be a Qantas Frequent Flyer member to earn Qantas Points with this card. So, if you're not a member yet, HSBC offers Platinum Qantas Credit Card customers the opportunity to sign up via the Qantas website and enjoy complimentary Frequent Flyer membership (valued at ).
• Balance transfer offer. The HSBC Qantas Platinum offers a 0% p.a. interest rate on balance transfers for the first 12 months with a 2% balance transfer fee. After the introductory period ends, any remaining balance will attract interest at the cash advance rate, currently 21.99% p.a.
• Complimentary travel insurance. This card gives you access to complimentary, comprehensive international travel insurance when you use it for at least $500 of your prepaid travel costs, have a return ticket before you leave and meet the other requirements. It also offers domestic travel insurance when you use your card to pay for eligible interstate return flight, as well as rental vehicle excess insurance in Australia and transit accident insurance cover. As with any insurance, make sure you read the complimentary insurance terms and conditions available on the HSBC website for full details.
• Purchase insurance covers. Eligible purchases made with this card are also covered by extended warranty insurance and purchase protection insurance.
• HSBC Instant Savings. This card offers a free membership to the Frequent Values program and access over 4,500 offers at participating stores, restaurants, hotels and family attractions across Australia and New Zealand.
• Visa benefits. This Visa Platinum card gives you access to exclusive travel, shopping and lifestyle offers available on the Visa Premium website.
• Mobile wallets. You can make contactless payments with your eligible smartphone or device by linking your card to Apple Pay or Google Pay.

• Interest-free days. You can get up to 55 days interest-free on purchases when you pay your account in full (excluding any balance transfer, cash transfer and promotional purchases) each statement period.
• Additional cardholder. If you want to share this account with a partner or family member, you can add an additional cardholder to your account for $0. Just keep in mind that you'll be responsible for all repayments and account management, as the primary cardholder.